200 Harbor
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200 Harbor #2701

C

San Diego, CA 92101

$1,135,000

Soft Appraisal Value: $1,129,800 · 0.5% above estimate

Beds

2

Baths

2

Sqft

1,572

Year Built

1992

Days on Market

10

Property Type

Condo

HOA/mo

$1,979.25

MLS ID

260014878SD

This property is in San Diego (92101). View neighborhood stats →

About This Property

Enjoy breathtaking views from the 27th floor of Harbor Club, one of Downtown San Diego's most iconic luxury residences. This highly upgraded 2-bedroom, 2-bath home showcases sweeping vistas of San Diego Bay, Coronado, the Coronado Bridge, Petco Park, the Downtown skyline, and even Mexico. The beautifully remodeled kitchen opens to the spacious living and dining areas, creating an ideal space for entertaining or simply enjoying the ever-changing scenery. The luxurious primary suite is a true retreat, featuring stunning views and a spa-inspired bathroom completed without compromise, offering a steam shower, freestanding soaking tub, and Toto washlet. A private balcony on the wind-protected side of the building provides front-row views of Petco Park and the sparkling city lights below. There are two side-by-side parking spaces and a private EV charger. Harbor Club's sleek twin towers remain one of Downtown's most recognizable landmarks, offering only a few residences per floor and a coveted front-row location in the Marina District where future development cannot obstruct many of the surrounding views. Residents enjoy resort-style amenities including 24-hour concierge and security, a lush pool terrace, 90-foot heated lap pool and spa, fire pit, cabana with full kitchen, BBQ areas, fitness center with sauna, library, and on-site residential service manager. Experience timeless luxury in one of San Diego's most treasured waterfront communities.

Mortgage Calculator

Est. Monthly Payment

$9,184

Principal & Interest$5,739
Property Tax$1,135
Insurance$331
HOA$1,979
%($227,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$5,603
Monthly Cashflow

Rent − PITIA

$-3,581
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,816

Mortgage (P+I)
$5,739
Cap Rate
-0.08%
Cash-on-Cash
-30.75%
DSCR

Need ≥ 1.25 for DSCR loan

0.61
Break-even Rent
$13,156

NOI (Annual)
$-921
Price-to-Rent

Lower = better for investors

16.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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