200 Harbor Drive
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200 Harbor Drive #703

D

San Diego, CA 92101

$899,900

Beds

2

Baths

2

Sqft

1,624

Year Built

1992

Days on Market

8

Property Type

Condo

HOA/mo

$1,988.43

MLS ID

260012010SD

This property is in San Diego (92101). View neighborhood stats →

Virtual Tour

About This Property

Claim your place at the iconic Harbor Club. Freshly painted throughout and fitted with brand-new hard surface flooring, this southwest-facing residence offers a clean, contemporary canvas with stunning views of the San Diego Convention Center, Downtown skyline, and glimpses of the harbor beyond. A built-in window seat in the living area creates the perfect spot to take in the cityscape, while the private balcony invites you to soak up those trademark Pacific Ocean breezes, golden afternoon light, and front-row views of the blue water. Signature arched passageways add architectural character throughout, lending a timeless Mediterranean touch to the bright, airy floor plan. The well-appointed kitchen features crisp white cabinetry, stainless appliances, a sleek cooktop with wall oven, and under-cabinet lighting: all framed by a graceful archway that opens to the main living space. The spacious primary suite offers generous closet space, brand new carpet, and a spa-inspired ensuite bath complete with dual vanities, a deep soaking tub, and a separate frameless glass shower, all finished in warm travertine. Additional highlights include floor-to-ceiling windows, mirrored accent walls that amplify the light and views, and two assigned parking spaces. Whether you're seeking a polished pied-à-terre or your full-time Downtown sanctuary, this turnkey residence captures the very best of Marina District living. Residents of the Harbor Club are treated to an array of lavish, resort-inspired amenities that encompass a round-the-clock front desk service, a state-of-the-art gymnasium, an exquisite pool deck, a sociable club room, and a versatile library/business center, among numerous other perks. Nestled in the much-coveted Marina District, the Harbor Club boasts unparalleled ease in traversing the neighborhood on foot, granting effortless access to an array of transportation options, delectable dining establishments, retail therapy, the iconic ballpark, the pulsating Gaslamp Quarter, the artsy East Village, and the scenic Embarcadero – an idyllic setting for serene walks alongside the bay.

Mortgage Calculator

Est. Monthly Payment

$7,701

Principal & Interest$4,550
Property Tax$900
Insurance$262
HOA$1,988
%($179,980)
%

Location

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Investment Score

0D
Est. Monthly Rent
$3,854
Monthly Cashflow

Rent − PITIA

$-3,847
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,483

Mortgage (P+I)
$4,550
Cap Rate
-1.24%
Cash-on-Cash
-36.56%
DSCR

Need ≥ 1.25 for DSCR loan

0.50
Break-even Rent
$10,975

NOI (Annual)
$-11,192
Price-to-Rent

Lower = better for investors

19.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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