1970 Columbia St
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1970 Columbia St #304

B

San Diego, CA 92101

$499,000
NEW — 2d

Soft Appraisal Value: $492,600 · 1.3% above estimate

Beds

1

Baths

1

Sqft

631

Year Built

2004

Days on Market

2

Property Type

Condo

HOA/mo

$597

MLS ID

PTP2604397

This property is in San Diego (92101). View neighborhood stats →

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About This Property

Looking for the perfect condo in the heart of Little Italy? Look no further. This bright, impeccably maintained one-bed, one-bath at Porta D'Italia checks every box. Freshly painted throughout, rich hardwood floors, central A/C, secured parking, and a clean modern layout that balances comfort with style. Wake up to peeks of the water right from your windows. Residents enjoy low HOA fees, a well-equipped fitness center, and an expansive rooftop sundeck with sweeping harbor views -- perfect for outdoor dining, entertaining, or simply unwinding above the city. Step outside your lobby doors and Little Italy is yours: acclaimed restaurants, wine bars, coffee shops, boutiques, vibrant piazzas, and the beloved Saturday farmers market, all within a short walk. The waterfront park and Embarcadero are minutes away. A rare opportunity to own in one of San Diego's most walkable and sought-after neighborhoods. Move-in ready -- come see it for yourself.

Mortgage Calculator

Est. Monthly Payment

$3,765

Principal & Interest$2,523
Property Tax$499
Insurance$146
HOA$597
%($99,800)
%

Location

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Investment Score

35C
Est. Monthly Rent
$2,561
Monthly Cashflow

Rent − PITIA

$-1,204
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,209

Mortgage (P+I)
$2,523
Cap Rate
0.76%
Cash-on-Cash
-26.56%
DSCR

Need ≥ 1.25 for DSCR loan

0.68
Break-even Rent
$5,430

NOI (Annual)
$3,770
Price-to-Rent

Lower = better for investors

16.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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