13995 Mira Montana Dr

13995 Mira Montana Dr

D

Del Mar, CA 92014

$6,250,000
NEW — 1d on market

Beds

6

Baths

7

Sqft

5,007

Year Built

2023

Days on Market

1

Property Type

Single Family

HOA/mo

N/A

MLS ID

260004810SD

View on MLS

Description

Experience a true custom-built masterpiece in one of the most coveted zip codes in the country. Completed in 2023 on a rare oversized lot, this distinctive Del Mar residence offers over 5,000 sq ft of refined craftsmanship and luxurious detail. The main home spans approx. 3,807 sq ft with 4 bedrooms, 4 full baths, and 2 half baths. The attached ADU adds 1,200 sq ft with 2 bedrooms, 2 baths, a private garage bay, full kitchen, and its own living space—ideal for multigenerational living or a premium rental to offset carrying costs. A huge asset for the savvy buyer. Inside, imported hardwoods blend with stone surfaces flowing from the grand foyer through the living spaces. Every feature is curated—from handcrafted built-ins and bespoke closets to coffered ceilings, oversized baseboards, and designer lighting. The chef’s kitchen impresses with an imported farmhouse sink from England, a custom range hood from Louisiana, and a professional Signature range with gas, induction, and sous vide cooking, paired with a Signature refrigerator and Bosch dishwasher. Outside, the Santa Barbara–style stucco exterior radiates timeless sophistication with lush landscaping and architectural detail. The backyard retreat features a custom pool, terraced turf areas, and multiple outdoor lounges and dining zones perfect for entertaining. Expansive patios capture sweeping east-facing mountain views from sunrise to twilight—making this not just a home, but a generational Del Mar estate of artistry, function, and opportunity.

Mortgage Calculator

Est. Monthly Payment

$39,676

Principal & Interest$31,603
Property Tax$6,250
Insurance$1,823
%($1,250,000)
%

Investment Score

0D
Est. Monthly Rent

Estimated Rent

$7,584
Monthly Cashflow

Rent − PITI − HOA

$-32,092
Full Cashflow

Incl. vacancy, PM, maint, capex

$-39,045

Mortgage (P+I)
$31,603
Cap Rate
-1.43%
Cash-on-Cash
-30.81%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.24
Break-even Rent
$39,676

NOI (Annual)
$-89,300
Price-to-Rent

Lower = better for investors

68.7

* Defaults: 20% down, 6.5% rate, 30yr.

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