13512 Caminito Carmel
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13512 Caminito Carmel

D

Del Mar, CA 92014

$2,350,000
NEW — 2d

Soft Appraisal Value: $2,288,800 · 2.7% above estimate

Beds

3

Baths

2.5

Sqft

2,539

Year Built

1985

Days on Market

2

Property Type

Single Family

HOA/mo

$570

MLS ID

NDP2603967

This property is in Del Mar (92014). View neighborhood stats →

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About This Property

13512 Caminito Carmel – a refined & welcoming home in the gated community of Point Del Mar, offering the perfect blend of comfort, space, & coastal living. Just one mile from Torrey Pines State Natural Reserve, the beach, & the heart of Del Mar. With 3 BRs, 2.5 BAs, & approximately 2,539 square feet, the home is designed for everyday living & easy gathering. You will find spacious living areas, French Oak wide-plank wood flooring, & thoughtful updates throughout that create a warm, inviting feel from the moment you arrive. The remodeled kitchen, updated in 2022, opens to spaces where family meals & conversations naturally come together. Additional highlights include decorative wrought-iron gates & French doors, upgraded windows, numerous fireplaces, luxury freestanding tub in the primary bath, laundry room, a whole-house water softener, A/C, 2-car garage w/epoxy floors, abundant storage, & EV charging. There are simply too many upgrades to mention. The layout is especially appealing, with all bedrooms & full baths located near the primary suite—offering comfort, convenience, & peace of mind. Outside, there is room for everyone to enjoy. Set on one of the larger lots in the neighborhood, the private backyard & courtyard create a special setting for play & relaxation. Gather around the outdoor fireplace, enjoy outdoor meals with friends at the built-in BBQ center, garden in the raised beds, & make memories in your own backyard retreat. Surrounded by palm trees, fruit trees, flowers, & lush greenery, the outdoor spaces feel peaceful, private, & made for time together. Point Del Mar amenities include a secure, gated entry, heated pool & spa, two lighted tennis & pickleball courts, basketball hoop, a spectacular ocean-view common area, beautifully maintained grounds, & trash service included with the HOA. Elegant, private, & moments away from the coast—this is a home where everyday life feels a little easier & family time comes naturally.

Mortgage Calculator

Est. Monthly Payment

$15,488

Principal & Interest$11,883
Property Tax$2,350
Insurance$685
HOA$570
%($470,000)
%

Location

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Investment Score

3D
Est. Monthly Rent
$7,957
Monthly Cashflow

Rent − PITIA

$-7,531
Full Cashflow

Incl. vacancy, PM, maint, capex

$-11,319

Mortgage (P+I)
$11,883
Cap Rate
0.29%
Cash-on-Cash
-28.90%
DSCR

Need ≥ 1.25 for DSCR loan

0.51
Break-even Rent
$22,657

NOI (Annual)
$6,763
Price-to-Rent

Lower = better for investors

24.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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