12863 Camino De La Breccia San Diego

12863 Camino De La Breccia San Diego

D

, CA 92128

$735,000

Beds

3

Baths

2

Sqft

1,350

Year Built

1980

Days on Market

73

Property Type

Condo

HOA/mo

$420

MLS ID

250046046SD

Description

REDUCED! Seller motivated! Light, Bright, & Beautiful Retreat! Welcome to this light and bright home perfectly positioned next to a peaceful greenbelt. Solar tubes fill the space with natural light, highlighting the freshly painted interior and brand new wide-plank neutral luxury vinyl flooring throughout. The crisp white kitchen features stainless steel appliances. Dual-pane windows and doors enhance comfort and efficiency, while the cozy living room fireplace creates a perfect spot to relax. Enjoy seamless indoor-outdoor living with a back patio that faces a park-like setting-ideal for morning coffee or evening unwinding. As an end unit, this home offers added privacy and tranquility. Meet friends at the pool, pickle ball court, tennis court, lawn bowling, water aerobics or any of the many activities offered at the Oaks North Community Center. At Oaks North Villas you are not just buying a home but a lifestyle. Oaks North is a 55+ community.

Mortgage Calculator

Est. Monthly Payment

$5,086

Principal & Interest$3,717
Property Tax$735
Insurance$214
HOA$420
%($147,000)
%

Investment Score

6D
Est. Monthly Rent

Estimated Rent

$3,397
Monthly Cashflow

Rent − PITI − HOA

$-1,689
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,082

Mortgage (P+I)
$3,717
Cap Rate
1.04%
Cash-on-Cash
-13.78%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.91
Break-even Rent
$5,086

NOI (Annual)
$7,610
Price-to-Rent

Lower = better for investors

18.0

* Defaults: 20% down, 6.5% rate, 30yr.

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