12795 Via Moura San Diego

12795 Via Moura San Diego

D

, CA 92128

$788,000

Beds

2

Baths

2

Sqft

1,328

Year Built

1985

Days on Market

48

Property Type

Condo

HOA/mo

$420

MLS ID

2601067SD

Description

Exceptional private serene sanctuary awaits. This move-in-ready residence has been thoughtfully upgraded with high-quality finishes designed for both comfort and style. Sunlight pours into the south facing open living spaces creating a bright and welcoming atmosphere. The kitchen featuring elegant quartz countertops, new LG stainless steel appliances, a modern sink and faucet, and contemporary lighting—perfect for both everyday living and entertaining. New light-toned vinyl plank flooring and fresh neutral paint flow throughout the home, accentuated by stylish designer fixtures that enhance its clean, contemporary feel. Additional upgrades include new heater, water heater, dual pane windows, solid core interior doors, and private garage with direct entry into the laundry room. This exceptional home blends serene living with tasteful upgrades in one of San Diego's most beloved communities -Oaks North Villas. Renowned 55+ community. An abundance of activities await you at the Oaks Community Center. Amenities include meeting rooms, exercise room, library, swimming pool, hot tub and organized classes. Like to golf? Oaks North public golf course is right here! Close to all we have in San Diego County! You can go coast /inland /downtown with Interstate 15 just minutes away. Near shopping, restaurants including Rancho Bernardo Winery.

Mortgage Calculator

Est. Monthly Payment

$5,422

Principal & Interest$3,985
Property Tax$788
Insurance$230
HOA$420
%($157,600)
%

Investment Score

7D
Est. Monthly Rent

Market Rent Estimate

$3,745
Monthly Cashflow

Rent − PITI − HOA

$-1,678
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,196

Mortgage (P+I)
$3,985
Cap Rate
1.20%
Cash-on-Cash
-12.77%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.94
Break-even Rent
$5,423

NOI (Annual)
$9,468
Price-to-Rent

Lower = better for investors

17.5

* Defaults: 20% down, 6.5% rate, 30yr.

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