12559 El Camino Real B

12559 El Camino Real B

D

Carmel Valley, CA 92130

$1,050,000

Soft Appraisal Value: $1,060,100 · 1.0% below estimate

Beds

2

Baths

2.5

Sqft

1,351

Year Built

1998

Days on Market

33

Property Type

Townhouse

HOA/mo

$450

MLS ID

260003452SD

Description

Highly desirable and centrally located in the heart of 92130—one of San Diego’s most sought-after zip codes, known for its top-rated schools! This bright and airy home in Crest at Del Mar features vaulted ceilings in the living room, two primary suites with en-suite bathrooms, and a convenient half bath on the main level. Enjoy a charming balcony off the breakfast nook and an open-concept space that seamlessly combines dining and a flexible workspace. The attached two-car garage offers oversized additional storage space. Recent upgrades include fresh interior paint and new luxury vinyl plank (LVP) flooring. The chef’s kitchen is beautifully appointed with quartz waterfall countertops, white shaker cabinetry, stainless steel appliances, and a designer tile backsplash. Residents enjoy resort-style amenities, including a swimming pool, spa, and fitness center. The low HOA fee covers water and trash. Ideally located near premier dining, shopping, and entertainment at Del Mar Highlands Town Center, One Paseo, and San Diego’s world-famous beaches.

Mortgage Calculator

Est. Monthly Payment

$7,116

Principal & Interest$5,309
Property Tax$1,050
Insurance$306
HOA$450
%($210,000)
%

Investment Score

1D
Est. Monthly Rent
$3,798
Monthly Cashflow

Rent − PITI − HOA

$-3,317
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,066

Mortgage (P+I)
$5,309
Cap Rate
0.28%
Cash-on-Cash
-18.96%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.53
Break-even Rent
$7,115

NOI (Annual)
$2,922
Price-to-Rent

Lower = better for investors

23.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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