12130 Rancho Bernardo Rd San Diego

12130 Rancho Bernardo Rd San Diego

D

, CA 92128

$549,888
NEW — 4d on market

Beds

2

Baths

2

Sqft

1,040

Year Built

1969

Days on Market

4

Property Type

Condo

HOA/mo

$475

MLS ID

260004633SD

View on MLS

Description

Be one of the lucky few to live in the Bernardo Villas Condo community. Enjoy all that Rancho Bernardo has to offer with top Poway Schools, golf course views of Rancho Bernardo Inn’s 14th hole, access to the RB Swim & Tennis Club& so much more! This home offers beautiful wood Like floors, skylight in the dining room, ceiling fans, walk-in closet, recess lights, newer windows plenty of storage in kitchen pantry, & your own golf cart garage or storage area. Close to all, easy access to freeway & shops.

Mortgage Calculator

Est. Monthly Payment

$3,966

Principal & Interest$2,781
Property Tax$550
Insurance$160
HOA$475
%($109,978)
%

Investment Score

8D
Est. Monthly Rent

Market Rent Estimate

$2,882
Monthly Cashflow

Rent − PITI − HOA

$-1,083
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,205

Mortgage (P+I)
$2,781
Cap Rate
1.26%
Cash-on-Cash
-11.82%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

1.04
Break-even Rent
$3,965

NOI (Annual)
$6,912
Price-to-Rent

Lower = better for investors

15.9

* Defaults: 20% down, 6.5% rate, 30yr.

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