12059 Alta Carmel Ct San Diego

12059 Alta Carmel Ct San Diego

D

, CA 92128

$590,000

Beds

2

Baths

2

Sqft

1,036

Year Built

2006

Days on Market

117

Property Type

Condo

HOA/mo

$58

MLS ID

250043425SD

Description

Welcome to this charming property that boasts a cozy fireplace, perfect for those chilly evenings. The home is tastefully decorated with a neutral color paint scheme, providing a calming and inviting atmosphere. The kitchen is a chef's dream, equipped with all stainless steel appliances that add a modern touch. The primary bedroom is a true retreat, featuring a spacious walk-in closet for all your storage needs. Recent updates include a partial flooring replacement, enhancing the overall appeal of the home. This property is a perfect blend of comfort and style, waiting for you to make it your own. This property has two HOA fees: $58 and $370.

Mortgage Calculator

Est. Monthly Payment

$3,803

Principal & Interest$2,983
Property Tax$590
Insurance$172
HOA$58
%($118,000)
%

Investment Score

10D
Est. Monthly Rent

Market Rent Estimate

$2,814
Monthly Cashflow

Rent − PITI − HOA

$-989
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,128

Mortgage (P+I)
$2,983
Cap Rate
1.74%
Cash-on-Cash
-10.06%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.94
Break-even Rent
$3,803

NOI (Annual)
$10,261
Price-to-Rent

Lower = better for investors

17.5

* Defaults: 20% down, 6.5% rate, 30yr.

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