12023 Alta Carmel Ct San Diego

12023 Alta Carmel Ct San Diego

D

, CA 92128

$465,000

Beds

1

Baths

1

Sqft

704

Year Built

2006

Days on Market

22

Property Type

Condo

HOA/mo

$465

MLS ID

260003200SD

View on MLS

Description

This home is perfectly located in the highly desirable Rancho Bernardo/Alta Carmel area, just minutes from Costco, shopping centers, restaurants, and everyday conveniences. Enjoy easy access to parks, walking trails, and major freeways, making commuting and daily errands effortless. The property is located within the award-winning Poway Unified School District, known for its excellent academic programs and highly rated schools, making it an ideal choice for families. This prime location offers the perfect blend of convenience, lifestyle, and top-tier education.

Mortgage Calculator

Est. Monthly Payment

$3,417

Principal & Interest$2,351
Property Tax$465
Insurance$136
HOA$465
%($93,000)
%

Investment Score

11D
Est. Monthly Rent

Market Rent Estimate

$2,520
Monthly Cashflow

Rent − PITI − HOA

$-897
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,864

Mortgage (P+I)
$2,351
Cap Rate
1.26%
Cash-on-Cash
-11.58%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

1.07
Break-even Rent
$3,417

NOI (Annual)
$5,843
Price-to-Rent

Lower = better for investors

15.4

* Defaults: 20% down, 6.5% rate, 30yr.

Get Expert AnalysisOpen Full Calculator