10961 Avenida De Los Lobos

10961 Avenida De Los Lobos

D

4S Ranch, CA 92127

$1,379,000
NEW — 0d on market

Beds

4

Baths

2.5

Sqft

1,931

Year Built

1989

Days on Market

0

Property Type

Single Family

HOA/mo

$155

MLS ID

260008040SD

View on MLS

Description

Nestled in the heart of Rancho Bernardo in the highly desirable neighborhood of Camino Bernardo, this thoughtfully upgraded residence blends comfort, style, and intentional design throughout. With no neighbors behind and backing up to open space, this exquisite home features a backyard that is an entertainer's paradise. Step outside to a beautifully curated backyard designed for both relaxation and entertaining. Enjoy low-maintenance turf, mature fruit trees, a cozy fire pit, and dual patio covers that create multiple outdoor living spaces. The fully equipped outdoor area includes a built-in BBQ and mounted TV, ideal for hosting or unwinding under the San Diego sky. Wide-plank flooring in soft grey hues flows seamlessly across the home, OWNED solar system, the HVAC system has been thoughtfully upgraded approximately two years ago, and updated dual-glazed vinyl windows throughout the home increase energy efficiency and comfort. The primary suite is a true retreat—designed for tranquility and indulgence—featuring a spa-inspired bathroom and dual closets, including an expansive walk-in and a secondary closet adorned with sleek double-sliding glass doors, blending function with contemporary elegance. Elegant built in cabinets adorn the walls of the living spaces by the garage, giving the home an elevated, yet wholesome, feel throughout. Kitchen is a chef's paradise; complete with SS appliances, a plethora of storage cabinets, soft close cabinetry, oversize kitchen island, an abundance of countertop space, and a designated bar area for additional sitting and entertaining. The gorgeous floor to ceiling fireplace perfectly situated off the dining room and kitchen completes the aesthetic of the home. Generous half bath downstairs provides comfort and ease for guests. The Camino Bernardo HOA includes a pool and spa. Ideally situated by freeway access, trails, and located in the highly desirable Poway Unified School District, this delightful, well-cared for, and intentional home checks all the boxes. Come see it today, before it's too late!

Mortgage Calculator

Est. Monthly Payment

$8,909

Principal & Interest$6,973
Property Tax$1,379
Insurance$402
HOA$155
%($275,800)
%

Investment Score

4D
Est. Monthly Rent
$5,949
Monthly Cashflow

Rent − PITIA

$-2,960
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,477

Mortgage (P+I)
$6,973
Cap Rate
1.30%
Cash-on-Cash
-23.83%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.67
Break-even Rent
$13,063

NOI (Annual)
$17,947
Price-to-Rent

Lower = better for investors

19.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator