1021 Scott St
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1021 Scott St #233

A

San Diego, CA 92106

$425,000
NEW — 1d

Beds

Baths

1

Sqft

288

Year Built

1980

Days on Market

1

Property Type

Condo

HOA/mo

$400

MLS ID

PTP2602977

This property is in San Diego (92106). View neighborhood stats →

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About This Property

Live the Point Loma coastal lifestyle in this light-filled studio located in the highly desirable Yacht Club community in La Playa. This second-floor unit features a private balcony overlooking the pool with peek views of the marina, harbor, and bay. Picture yourself with your morning coffee or just an evening relaxation. Thoughtfully designed to maximize space, the unit includes a Murphy bed that transforms the living area into a comfortable living space. Unit is located near the elevator and community laundry. The community offers resort-style amenities including a pool, fitness center, clubhouse, conference/meeting room, bike and kayak storage, and secure access. Just steps from the waterfront, Bessemer Path, and La Playa Bayfront, with close proximity to Shelter Island, dining, and shopping. Ideal as a primary residence, vacation getaway, or investment opportunity. Experience low-maintenance coastal living in one of San Diego’s most sought-after neighborhoods.

Mortgage Calculator

Est. Monthly Payment

$3,098

Principal & Interest$2,149
Property Tax$425
Insurance$124
HOA$400
%($85,000)
%

Location

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Investment Score

64A
Est. Monthly Rent
$2,763
Monthly Cashflow

Rent − PITIA

$-335
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,325

Mortgage (P+I)
$2,149
Cap Rate
2.33%
Cash-on-Cash
-18.70%
DSCR

Need ≥ 1.25 for DSCR loan

0.89
Break-even Rent
$4,483

NOI (Annual)
$9,892
Price-to-Rent

Lower = better for investors

12.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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