1021 Scott St
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1021 Scott St #130

A

San Diego, CA 92106

$379,000
NEW — 0d

Beds

Baths

1

Sqft

288

Year Built

1980

Days on Market

0

Property Type

Condo

HOA/mo

$400

MLS ID

260012945SD

This property is in San Diego (92106). View neighborhood stats →

About This Property

Located directly across from the San Diego Yacht Club, this turnkey Point Loma studio has been completely transformed with over $17,500 in designer upgrades, nothing left to do but move in. The open-concept layout maximizes every inch of the 288 square feet floor plan. A custom bar counter separates the kitchen from the living area, featuring a new LG 3-in-1 microwave (standard, convection & air fryer), tile backsplash over granite counters, sea glass cabinet knobs, and a hanging wine and glass storage rack. The space includes a Murphy bed with a brand new memory foam hybrid mattress, and contemporary furnishings are available, making this an ideal turnkey or investment opportunity. The bathroom was fully renovated: new teak-style vanity, sliding glass shower doors, all-new shower fixtures, dual-flush low-flow toilet, waterproof vinyl plank flooring, and LED lighting throughout. Additional highlights include French door frosted glass interior doors, fresh two-coat Vista paint, new ceiling fan, and all-LED fixtures. The private balcony comes equipped with a propane BBQ, wicker patio seating, and storage. Minutes to Kellogg's Beach, Shelter Island, waterfront dining, and some of Point Loma's best local restaurants. All in one of San Diego's most sought-after coastal neighborhoods. First-time buyer, investor, or lock-and-leave coastal lifestyle, this one delivers.

Mortgage Calculator

Est. Monthly Payment

$2,806

Principal & Interest$1,916
Property Tax$379
Insurance$111
HOA$400
%($75,800)
%

Location

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Investment Score

63A
Est. Monthly Rent
$2,464
Monthly Cashflow

Rent − PITIA

$-342
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,225

Mortgage (P+I)
$1,916
Cap Rate
2.19%
Cash-on-Cash
-19.39%
DSCR

Need ≥ 1.25 for DSCR loan

0.88
Break-even Rent
$4,055

NOI (Annual)
$8,297
Price-to-Rent

Lower = better for investors

12.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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