100 Harbor Dr

100 Harbor Dr #2405

D

San Diego, CA 92101

$1,475,000
NEW — 6d on market

Soft Appraisal Value: $1,428,000 · 3.3% above estimate

Beds

2

Baths

2

Sqft

1,474

Year Built

1992

Days on Market

6

Property Type

Condo

HOA/mo

$1,961.95

MLS ID

260007434SD

Description

Welcome to Harbor Club Residence 2405, featuring the iconic “bubble” floor plan and positioned high on the 24th floor. This 2-bedroom, 2-bath residence offers breathtaking, unobstructed views from every room, spanning the bay, Coronado, the Coronado Bridge, and the Downtown skyline. Set on the true front row of Downtown’s waterfront, this residence offers one of the closest possible positions to the bay, with no residential development permitted south of Harbor Drive. The signature curved “bubble” layout maximizes glass and view exposure, creating a bright, dramatic living experience throughout. The home has just been refreshed with new flooring, fresh paint, and a new dishwasher, along with additional upgrades completed over the years. The spacious primary suite features a custom walk-in closet, while both bedrooms enjoy incredible panoramic views. An exclusive-use EV charger was also installed at the unit's parking spaces. Harbor Club has long been one of Downtown’s most desirable addresses, known for its prime location and protected, unobstructed views. Residents enjoy a full-service luxury lifestyle with amenities that include a rooftop pool and spa, clubhouse, fitness center, sauna, 24-hour concierge and doorman, and a private library and meeting space. A rare opportunity to own one of Harbor Club’s most sought-after floor plans in a premier waterfront setting.

Mortgage Calculator

Est. Monthly Payment

$11,326

Principal & Interest$7,458
Property Tax$1,475
Insurance$430
HOA$1,962
%($295,000)
%

Investment Score

0D
Est. Monthly Rent
$5,240
Monthly Cashflow

Rent − PITIA

$-6,085
Full Cashflow

Incl. vacancy, PM, maint, capex

$-8,520

Mortgage (P+I)
$7,458
Cap Rate
-0.86%
Cash-on-Cash
-34.66%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.46
Break-even Rent
$16,305

NOI (Annual)
$-12,736
Price-to-Rent

Lower = better for investors

23.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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