9810 Deer Ridge Pl
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9810 Deer Ridge Pl

D

4S Ranch, CA 92127

$2,148,888
NEW — 3d

Soft Appraisal Value: $2,092,600 · 2.7% above estimate

Beds

4

Baths

3

Sqft

3,055

Year Built

2003

Days on Market

3

Property Type

Single Family

HOA/mo

$110

MLS ID

260012818SD

This property is in 4S Ranch (92127). View neighborhood stats →

About This Property

Beautiful family home on the south side of 4S Ranch with all the most desired features! Offering 4bd/3ba & just over 3,000 sq ft, this home includes a full bed/bath on the first floor, bright white kitchen opens to family room, a large versatile loft w/private balcony & extensive built-in cabinetry for storage, spacious secondary bdrms with walk-in closets. The entertainer’s backyard features a pool/spa & BBQ area perfect for gatherings year-round. Owned solar for pool plus leased solar for the home. Low HOA and Mello-Roos! PUSD. This gorgeous home is ideally located in the heart of 4S Ranch, within walking distance to top-rated schools, restaurants, shopping, and parks! The functional floor plan features a private first-floor bedroom and adjacent full bath at the front of the home, while the main living spaces are tucked away in the back for added privacy and comfort. The spacious kitchen offers ample storage, a large center island, built-in desk area, and walk-in pantry. Expansive sliding doors open to an entertainer’s backyard complete with a pool/spa, BBQ area, and fire pit — a space friends and family will never want to leave! Upstairs features a large loft with extensive built-in cabinetry, a spacious laundry room with sink, two secondary bedrooms sharing a hall bath, and a generous primary suite with a beautifully appointed bathroom and large walk-in closet. Additional upgrades include fresh interior paint, crown molding throughout the main living areas, a new water heater, insulated garage doors, EV charger in garage and a whole-house water softener system.

Mortgage Calculator

Est. Monthly Payment

$13,752

Principal & Interest$10,866
Property Tax$2,149
Insurance$627
HOA$110
%($429,778)
%

Location

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Investment Score

7D
Est. Monthly Rent
$7,789
Monthly Cashflow

Rent − PITIA

$-5,963
Full Cashflow

Incl. vacancy, PM, maint, capex

$-9,545

Mortgage (P+I)
$10,866
Cap Rate
0.74%
Cash-on-Cash
-26.65%
DSCR

Need ≥ 1.25 for DSCR loan

0.57
Break-even Rent
$20,185

NOI (Annual)
$15,851
Price-to-Rent

Lower = better for investors

23.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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