7303 Celata Lane
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7303 Celata Lane

D

Rancho Peñasquitos, CA 92129

$1,980,000
NEW — 2d

Soft Appraisal Value: $1,933,700 · 2.4% above estimate

Beds

4

Baths

3

Sqft

2,577

Year Built

1995

Days on Market

2

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2605443

This property is in Rancho Peñasquitos (92129). View neighborhood stats →

About This Property

Photos to follow 6/2. Perched on a premium canyon rim lot with breathtaking southwest-facing views, this exceptional two-story residence offers the perfect blend of comfort, elegance, and outdoor living. Featuring 4 bedrooms, 3 bathrooms, 2577 ft. and a spacious 3-car garage with a tandem bay, the thoughtfully designed floor plan provides ample space for both everyday living and entertaining. Upon entry, you'll be welcomed by soaring vaulted ceilings that enhance the formal living and dining rooms, creating a bright and inviting atmosphere. The beautifully updated kitchen is the heart of the home, showcasing quality finishes, a charming breakfast nook, and seamless flow into the open family room.Step outside to your private backyard retreat where stunning gardens, multiple sitting and dining areas, and a built-in BBQ create the ideal setting for relaxing, entertaining, and enjoying the picturesque canyon views. Owned Solar, New Air conditioning in 2025, All appliances and operating systems have been updated.Ideally located near highly rated schools, neighborhood parks, scenic hiking at the nearby Rancho Penasquitos Reserve trails. An abundance of shopping and dining options, this remarkable property offers an exceptional lifestyle in a wonderful and desirable setting. Highly Rated Schools, No HOA Fees!

Mortgage Calculator

Est. Monthly Payment

$12,569

Principal & Interest$10,012
Property Tax$1,980
Insurance$577
%($396,000)
%

Location

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Investment Score

4D
Est. Monthly Rent
$6,410
Monthly Cashflow

Rent − PITIA

$-6,159
Full Cashflow

Incl. vacancy, PM, maint, capex

$-9,283

Mortgage (P+I)
$10,012
Cap Rate
0.44%
Cash-on-Cash
-28.13%
DSCR

Need ≥ 1.25 for DSCR loan

0.51
Break-even Rent
$18,466

NOI (Annual)
$8,744
Price-to-Rent

Lower = better for investors

25.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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