645 Paseo Rio
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645 Paseo Rio

C

Vista, CA 92081

$880,000
NEW — 3d

Soft Appraisal Value: $867,000 · 1.5% above estimate

Beds

4

Baths

2.5

Sqft

1,864

Year Built

1991

Days on Market

3

Property Type

Single Family

HOA/mo

$122

MLS ID

260013537SD

This property is in Vista (92081). View neighborhood stats →

About This Property

Experience perfect San Diego living in this beautifully maintained and tastefully decorated, move-in-ready Vista home. Designed for both seamless entertaining and daily comfort the floor plan features elegant formal living and dining rooms alongside a spacious upgraded kitchen equipped with stainless steel appliances, premium quartz countertops, and ample prep space. This gourmet kitchen flows effortlessly into a large family room centered around a cozy brick fireplace.Just eight miles from the famous Carlsbad State Beach, this property perfectly balances coastal proximity with inland comfort. The expansive primary bedroom suite serves as a luxurious retreat, complete with dual walk-in closets and a beautifully remodeled bath featuring granite-topped dual vanities. Conveniently located just 5 minutes from Costco and a variety of shopping and dining destinations, this home offers exceptional everyday convenience. Top-rated schools are all within a 10-minute drive, and easy access to Highway 78 is just 5 minutes away, making commuting and travel a breeze.Adding to the community’s appeal, the HOA provides dedicated RV and boat parking, a valuable amenity for those with recreational vehicles. A well-maintained neighborhood playground offers a welcoming space for children to enjoy outdoor activities and connect with friends.

Mortgage Calculator

Est. Monthly Payment

$5,708

Principal & Interest$4,450
Property Tax$880
Insurance$257
HOA$122
%($176,000)
%

Location

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Investment Score

38C
Est. Monthly Rent
$4,245
Monthly Cashflow

Rent − PITIA

$-1,464
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,173

Mortgage (P+I)
$4,450
Cap Rate
1.74%
Cash-on-Cash
-21.64%
DSCR

Need ≥ 1.25 for DSCR loan

0.74
Break-even Rent
$8,366

NOI (Annual)
$15,316
Price-to-Rent

Lower = better for investors

17.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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