6085 Hillpointe Row
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6085 Hillpointe Row

D

La Jolla, CA 92037

$2,199,000
NEW — 3d

Soft Appraisal Value: $2,150,200 · 2.3% above estimate

Beds

4

Baths

3.5

Sqft

2,939

Year Built

1997

Days on Market

3

Property Type

Single Family

HOA/mo

$300

MLS ID

NDP2605368

This property is in La Jolla (92037). View neighborhood stats →

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About This Property

This 2,939-square-foot home features four bedrooms and three and one-half bathrooms. The layout is spacious and open, allowing an abundance of natural light to fill the home. Hardwood flooring throughout creates an elegant, cohesive aesthetic. The kitchen is equipped with modern appliances, and the living area includes a fireplace, providing warmth and ambiance. The luxurious primary suite offers an ensuite bathroom, cozy fireplace, 2 spacious walk-in closets, and a private balcony. Additional storage can be found throughout the home, ensuring a clutter-free environment. Elegant finishes and thoughtful design elements contribute to the home's sophisticated appeal. The property is situated in a gated community, providing added security and privacy. Low HOA fees and Residents of Ridgegate enjoy exceptional community amenities including a pool, spa, clubhouse, sport court, and playground. The local schools in La Jolla are highly regarded, making this an ideal location.

Mortgage Calculator

Est. Monthly Payment

$14,260

Principal & Interest$11,119
Property Tax$2,199
Insurance$641
HOA$300
%($439,800)
%

Location

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Investment Score

9D
Est. Monthly Rent
$8,609
Monthly Cashflow

Rent − PITIA

$-5,650
Full Cashflow

Incl. vacancy, PM, maint, capex

$-9,463

Mortgage (P+I)
$11,119
Cap Rate
0.90%
Cash-on-Cash
-25.82%
DSCR

Need ≥ 1.25 for DSCR loan

0.60
Break-even Rent
$20,898

NOI (Annual)
$19,877
Price-to-Rent

Lower = better for investors

21.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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