6074 Rock Street
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6074 Rock Street

B

San Diego, CA 92115

$750,000

Beds

3

Baths

1

Sqft

980

Year Built

1951

Days on Market

9

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2603579

This property is in San Diego (92115). View neighborhood stats →

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About This Property

Welcome to a truly special home where thoughtful upgrades, natural beauty, and timeless craftsmanship come together. Bathed in natural light throughout the day, this inviting property offers a peaceful connection to the outdoors with a landscape of native plants that attracts colorful hummingbirds and butterflies year-round. Start your mornings in the California room, where beautiful sunrise light pours through the windows and highlights the custom redwood floors, creating a warm and inspiring space to relax, work, or enjoy your morning coffee. Throughout the home, custom redwood details—including striking beams and handcrafted counters—add character, warmth, and a distinctive California feel. Designed for both comfort and peace of mind, the home features a complete PEX plumbing upgrade completed in 2022, along with all-new appliances that make everyday living effortless. Every improvement has been thoughtfully selected to enhance both functionality and style. This Redwood Village home is less than 10-minutes from SDSU and adjacent to University Square shopping center. This home has an addon room, approximately 200-sqaure feet. There is potential to convert this addon or the garage to a junior ADU. The xeriscaped lot has potential for a detached ADU in the back with access from the adjacent street, Rock Pl.

Mortgage Calculator

Est. Monthly Payment

$4,761

Principal & Interest$3,792
Property Tax$750
Insurance$219
%($150,000)
%

Location

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Investment Score

57B
Est. Monthly Rent
$4,125
Monthly Cashflow

Rent − PITIA

$-636
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,210

Mortgage (P+I)
$3,792
Cap Rate
2.53%
Cash-on-Cash
-17.68%
DSCR

Need ≥ 1.25 for DSCR loan

0.87
Break-even Rent
$6,995

NOI (Annual)
$18,987
Price-to-Rent

Lower = better for investors

15.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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