541 Ledge
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541 Ledge

D

San Marcos, CA 92078

$3,299,999
NEW — 3d

Soft Appraisal Value: $3,152,300 · 4.7% above estimate

Beds

5

Baths

5.5

Sqft

4,279

Year Built

2017

Days on Market

3

Property Type

Single Family

HOA/mo

$174

MLS ID

260013589SD

This property is in San Marcos (92078). View neighborhood stats →

Virtual Tour

About This Property

Welcome to 541 Ledge Street, an exceptional estate nestled within the exclusive gated Summit community of San Elijo Hills. Positioned on one of the neighborhood's most prestigious streets, this highly sought-after Reilly floor plan offers approximately 4,250 square feet of thoughtfully designed living space, combining luxury, functionality, and seamless indoor-outdoor living. Featuring 5 bedrooms and 5.5 bathrooms, the versatile floor plan is ideal for a variety of living arrangements. The main level includes the luxurious primary suite along with two additional bedrooms, while the upper level offers two private ensuite bedrooms, a spacious bonus room, and a covered patio, creating an ideal setup for multi-generational living, extended guests, or a private retreat. Designed for both everyday living and grand-scale entertaining, the heart of the home is a stunning kitchen appointed with high-end appliances, generous workspace, and a separate prep kitchen complete with an additional sink and refrigerator. Expansive cantina doors create a seamless transition between the interior living spaces and the resort-inspired backyard, where matching flooring enhances the indoor-outdoor connection and frames views of the sparkling pool, spa, and built-in fire pit. Meticulously maintained throughout, the home showcases beautiful finishes, low-maintenance landscaping, and exceptional attention to detail. The oversized three-car garage offers additional room for storage, hobbies, or a small workshop. This residence is further enhanced by an impressive collection of premium See Supplement . technology and energy-efficient upgrades, including a Control4 whole-home automation system, Araknis network infrastructure, 12kW SunPower solar system, four Tesla Powerwalls, Bay Alarm security system, Luma surveillance system with NVR, dedicated surround sound systems on both levels, backyard audio prewiring, a new 5-ton HVAC system and evaporator coil, new pool equipment including salt cell and primary pump, and a recently redesigned custom-finished driveway. Offering luxury, privacy, flexibility, and modern convenience in one of North County's most desirable gated communities, 541 Ledge Street presents a rare opportunity to enjoy the very best of San Elijo Hills living.

Mortgage Calculator

Est. Monthly Payment

$21,123

Principal & Interest$16,687
Property Tax$3,300
Insurance$962
HOA$174
%($660,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$7,971
Monthly Cashflow

Rent − PITIA

$-13,152
Full Cashflow

Incl. vacancy, PM, maint, capex

$-17,735

Mortgage (P+I)
$16,687
Cap Rate
-0.38%
Cash-on-Cash
-32.25%
DSCR

Need ≥ 1.25 for DSCR loan

0.38
Break-even Rent
$31,003

NOI (Annual)
$-12,580
Price-to-Rent

Lower = better for investors

34.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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