514 Debra Pl
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514 Debra Pl

B

San Marcos, CA 92078

$489,000
NEW — 0d

Beds

2

Baths

1.5

Sqft

957

Year Built

1975

Days on Market

0

Property Type

Condo

HOA/mo

$374

MLS ID

260012586SD

This property is in San Marcos (92078). View neighborhood stats →

About This Property

Beautifully updated condo conveniently located in the heart of San Marcos. This move-in ready residence features new flooring, fresh interior paint, recessed lighting, ceiling fans, and a new HVAC system. The renovated kitchen and bathrooms offers new cabinets, countertops, appliances, and fixtures. An in-unit washer/dryer combo adds everyday convenience. Additional highlights include two tandem parking spaces, one of which is covered, and a large fenced patio. Community amenities include a pool and clubhouse. Ideally located near shopping, dining, parks, and commuter routes, this home offers comfort, style, and convenience in an expanding community.

Mortgage Calculator

Est. Monthly Payment

$3,478

Principal & Interest$2,473
Property Tax$489
Insurance$143
HOA$374
%($97,800)
%

Location

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Investment Score

55B
Est. Monthly Rent
$2,871
Monthly Cashflow

Rent − PITIA

$-608
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,675

Mortgage (P+I)
$2,473
Cap Rate
1.96%
Cash-on-Cash
-20.56%
DSCR

Need ≥ 1.25 for DSCR loan

0.83
Break-even Rent
$5,047

NOI (Annual)
$9,566
Price-to-Rent

Lower = better for investors

14.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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