5114 Bloch
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5114 Bloch

D

San Diego, CA 92122

$1,550,000
NEW — 4d

Soft Appraisal Value: $1,533,900 · 1.0% above estimate

Beds

3

Baths

2.5

Sqft

1,722

Year Built

1972

Days on Market

4

Property Type

Single Family

HOA/mo

N/A

MLS ID

OC26120935

This property is in San Diego (92122). View neighborhood stats →

About This Property

Welcome to 5114 Bloch Street, a rare opportunity to own a home on an oversized, flat, and highly usable nearly half-acre lot tucked away on a quiet cul-de-sac in the heart of University City.Offering 3 bedrooms, 2.5 bathrooms, owned solar, dedicated RV parking, and multiple living spaces, this home provides an exceptional canvas for its next owner. From the moment you enter, vaulted ceilings and abundant natural light create a bright and inviting atmosphere. The spacious living room features a distinctive curved fireplace and views toward the iconic Mt. Soledad Memorial, while the adjoining dining area offers the perfect setting for gatherings both large and small.The functional floor plan flows seamlessly into the kitchen and expansive family room complete with a wet bar and direct access to the backyard, creating an ideal layout for entertaining and everyday living.Outside, the property truly shines. Set on approximately 20,000 square feet (0.46 acres), the enormous flat backyard offers endless possibilities, whether envisioning a resort-style outdoor retreat, expanded entertaining spaces, a garden, play area, ADU potential, or simply enjoying the privacy and year-round San Diego sunshine. The existing pool serves as the centerpiece of a backyard rarely found in today's market. The property also offers valuable RV parking, providing additional flexibility for recreational vehicles, boats, trailers, or additional storage needs.Ideally situated in one of San Diego's most sought-after communities, the home is just minutes from UC San Diego, La Jolla Village, world-class beaches, premier shopping and dining at Westfield UTC, and the Torrey Pines biotech and technology corridor. Residents enjoy the perfect balance of a quiet residential setting with convenient access to everything that makes coastal San Diego such a desirable place to call home.Opportunities to own a property with this combination of lot size, solar ownership, RV parking, location, and future upside are increasingly rare. Whether you're looking to move right in, renovate, expand, or create your dream home, 5114 Bloch Street offers the space and setting to bring your vision to life.

Mortgage Calculator

Est. Monthly Payment

$9,840

Principal & Interest$7,838
Property Tax$1,550
Insurance$452
%($310,000)
%

Location

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Investment Score

11D
Est. Monthly Rent
$6,170
Monthly Cashflow

Rent − PITIA

$-3,670
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,380

Mortgage (P+I)
$7,838
Cap Rate
1.13%
Cash-on-Cash
-24.70%
DSCR

Need ≥ 1.25 for DSCR loan

0.63
Break-even Rent
$14,456

NOI (Annual)
$17,487
Price-to-Rent

Lower = better for investors

20.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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