4570 54th
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4570 54th #115

C

San Diego, CA 92115

$424,900
NEW — 3d

Soft Appraisal Value: $422,200 · 0.6% above estimate

Beds

1

Baths

1

Sqft

625

Year Built

1995

Days on Market

3

Property Type

Condo

HOA/mo

$357

MLS ID

260011903SD

This property is in San Diego (92115). View neighborhood stats →

About This Property

Welcome to your poolside sanctuary at the Carriage House! This beautifully updated ground-floor condo offers the perfect blend of modern style and unbeatable convenience in the heart of the College Area. Meticulously remodeled just two years ago, the interior features stylish luxury vinyl plank flooring that flows seamlessly into a chef-inspired kitchen complete with sleek granite countertops and contemporary cabinetry. The living area opens directly onto your private outdoor patio, situated perfectly for poolside relaxation and easy access to fresh air. Unlike many units in the area, this home provides the ultimate convenience of in-unit laundry and comes with an assigned covered parking space featuring additional storage.The Carriage House is a secure, gated community that offers a resort-like lifestyle while maintaining remarkably low HOA dues. Residents enjoy exclusive access to a sparkling swimming pool, a fully equipped fitness center, and a dedicated BBQ area perfect for weekend entertaining. Location is everything, and this property delivers by being just minutes from San Diego State University (SDSU), making it an ideal choice for students, faculty, or savvy investors. With quick access to the I-8 and I-15 freeways, you are centrally located to the best of San Diego, from the trendy shops of North Park to the bustling hubs of Mission Valley and Downtown. Whether you are looking for a turnkey primary residence or a high-demand rental opportunity, this modern poolside gem is a must-see.

Mortgage Calculator

Est. Monthly Payment

$3,054

Principal & Interest$2,149
Property Tax$425
Insurance$124
HOA$357
%($84,980)
%

Location

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Investment Score

40C
Est. Monthly Rent
$2,015
Monthly Cashflow

Rent − PITIA

$-1,039
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,857

Mortgage (P+I)
$2,149
Cap Rate
0.82%
Cash-on-Cash
-26.22%
DSCR

Need ≥ 1.25 for DSCR loan

0.66
Break-even Rent
$4,427

NOI (Annual)
$3,499
Price-to-Rent

Lower = better for investors

17.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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