4528 49th
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4528 49th

D

San Diego, CA 92115

$1,229,000
NEW — 3d

Beds

3

Baths

2

Sqft

1,647

Year Built

1965

Days on Market

3

Property Type

Single Family

HOA/mo

N/A

MLS ID

260013462SD

This property is in San Diego (92115). View neighborhood stats →

Virtual Tour

About This Property

Welcome to 4528 49th Street, a beautifully updated single-level home located along the iconic Talmadge Historic Corridor. Blending timeless character with thoughtful modern upgrades, this property offers the lifestyle buyers dream about in one of San Diego's most cherished neighborhoods. From the moment you arrive, you'll appreciate the pride of ownership found throughout. Inside, natural light, hardwood floors, custom finishes, and an open-concept layout create a warm and inviting atmosphere. The current owners invested $175k in the spaces that matter most, completing a stunning kitchen remodel featuring custom cabinetry, quartzite countertops, stainless steel appliances, and a large center island perfect for gathering with family and friends and the completion of a new roof in 2026. Both bathrooms have also been beautifully renovated, creating move-in-ready comfort and style. While the home offers approximately 1,382 square feet of recorded living space, it also includes an additional **265-square-foot bonus room** overlooking the backyard and pool. This flexible space is ideal as a family room, home office, media room, gym, or playroom, allowing the home to live substantially larger than its recorded square footage. Step outside and discover your own private backyard retreat. A sparkling pool, outdoor kitchen, multiple entertaining areas, and direct access from the primary suite create the perfect setting for year-round Southern California living. Whether hosting friends, enjoying family gatherings, or relaxing poolside, this outdoor space was designed to be enjoyed. Adding even more value is the detached two-car garage, offering excellent storage and exciting future ADU potential. A brand-new roof further enhances the home's appeal, providing peace of mind and reflecting the exceptional care invested in the property. Located just minutes from Kensington, restaurants, coffee shops, parks, downtown San Diego, and major freeways, 4528 49th Street offers a rare opportunity to enjoy an updated home, resort-style backyard, and vibrant community all in one remarkable package.

Mortgage Calculator

Est. Monthly Payment

$7,802

Principal & Interest$6,214
Property Tax$1,229
Insurance$358
%($245,800)
%

Location

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Investment Score

6D
Est. Monthly Rent
$4,215
Monthly Cashflow

Rent − PITIA

$-3,586
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,580

Mortgage (P+I)
$6,214
Cap Rate
0.62%
Cash-on-Cash
-27.24%
DSCR

Need ≥ 1.25 for DSCR loan

0.54
Break-even Rent
$11,462

NOI (Annual)
$7,613
Price-to-Rent

Lower = better for investors

24.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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