4436 Bancroft Street
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4436 Bancroft Street

D

San Diego, CA 92116

$1,450,000
NEW — 4d

Soft Appraisal Value: $1,424,600 · 1.8% above estimate

Beds

3

Baths

3

Sqft

1,577

Year Built

1926

Days on Market

4

Property Type

Duplex

HOA/mo

N/A

MLS ID

PTP2604280

This property is in San Diego (92116). View neighborhood stats →

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About This Property

Exceptional opportunity to own a beautifully renovated property featuring two fully independent residences, each thoughtfully designed with high-end finishes, private outdoor space, and separate parking. The front residence offers 2 bedrooms, 2 bathrooms, and 1,151 square feet of living space, blending timeless architectural character with modern luxury. Original details were carefully preserved during the renovation, including elegant arched entryways, wood trim, and charming architectural accents, while tasteful upgrades such as black-framed windows perfectly complement the home's character. Guests are welcomed by classic Spanish tile front steps and a stunning glass-and-wood entry door. Inside, the chef's kitchen is a true showpiece, featuring luxury stainless steel Forno appliances, quartz countertops, a butler's pantry complete with wine refrigerator and additional cabinetry, and abundant workspace for entertaining and everyday living. The inviting living room showcases a fireplace flanked by custom built-in cabinetry. The spacious primary suite features a spa-inspired bathroom with designer tile accents, dual vanities, and a luxurious rainfall shower. The detached rear residence offers 1 bedroom, 1 bathroom, and 426 square feet of beautifully updated living space with a full kitchen, private yard area, in-unit laundry, and dedicated off-street parking—ideal for guests, extended family, or rental income potential. Both homes feature luxury engineered hardwood floors throughout, designer finishes, quartz countertops, mini-split heating and air conditioning systems, full kitchens, and beautifully renovated bathrooms. Each residence enjoys its own private patio and yard space, creating a rare sense of privacy and independence. Additional amenities include a one-car garage, carport, and separate laundry room for the front residence, along with low-maintenance turf landscaping in both yards, providing year-round greenery without the need for mowing or watering. A rare turnkey property where modern luxury, thoughtful design, and preserved architectural charm come together beautifully.

Mortgage Calculator

Est. Monthly Payment

$9,205

Principal & Interest$7,332
Property Tax$1,450
Insurance$423
%($290,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$4,053
Monthly Cashflow

Rent − PITIA

$-5,152
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,293

Mortgage (P+I)
$7,332
Cap Rate
0.03%
Cash-on-Cash
-30.18%
DSCR

Need ≥ 1.25 for DSCR loan

0.44
Break-even Rent
$13,524

NOI (Annual)
$474
Price-to-Rent

Lower = better for investors

29.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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