4308 Calle Mar De Ballenas
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4308 Calle Mar De Ballenas

D

Carmel Valley, CA 92130

$2,200,000
NEW — 3d

Soft Appraisal Value: $2,131,100 · 3.2% above estimate

Beds

3

Baths

2.5

Sqft

2,177

Year Built

1999

Days on Market

3

Property Type

Single Family

HOA/mo

$27

MLS ID

260013585SD

This property is in Carmel Valley (92130). View neighborhood stats →

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About This Property

Welcome to your coastal retreat in Carmel Valley. This beautifully maintained home offers 3 bedrooms, plus a bright versatile loft, and 2.5 baths. Families will appreciate access to some of the area’s most sought-after schools, including Ocean Air Elementary just a short walk away, and Carmel Valley Middle School and Torrey Pines High School only minutes from home. The brand new high-end kitchen showcases european style wood cabinetry with abundant storage, high-end appliances, and elegant marvelous quartz counter-tops. Main living area opens directly to the backyard oasis featuring a water fountain/pond, BBQ, and curated garden is perfect for entertaining family and friends. Upstairs, you’ll find large bedrooms with brand new carpet, flexible loft/office space that can be further customized to suit your lifestyle. Plenty of additional upgrades. Walking distance to park, away from main roads no rear neighbor, only one of a handful properties in the area. This home blends style, comfort, convenience, and an unbeatable location.

Mortgage Calculator

Est. Monthly Payment

$13,993

Principal & Interest$11,124
Property Tax$2,200
Insurance$642
HOA$27
%($440,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$5,985
Monthly Cashflow

Rent − PITIA

$-8,008
Full Cashflow

Incl. vacancy, PM, maint, capex

$-11,218

Mortgage (P+I)
$11,124
Cap Rate
-0.05%
Cash-on-Cash
-30.60%
DSCR

Need ≥ 1.25 for DSCR loan

0.43
Break-even Rent
$20,554

NOI (Annual)
$-1,127
Price-to-Rent

Lower = better for investors

30.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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