4188 Balboa
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4188 Balboa

C

San Diego, CA 92117

$795,000
NEW — 1d

Soft Appraisal Value: $759,300 · 4.7% above estimate

Beds

3

Baths

2

Sqft

1,766

Year Built

1967

Days on Market

1

Property Type

Townhouse

HOA/mo

$900

MLS ID

SW26119014

This property is in San Diego (92117). View neighborhood stats →

About This Property

Priced to Update and Full of Personality — Welcome to this 3-bedroom, 2-bath townhome condominium in the heart of Clairemont. At 1,766 sq ft across two levels, the layout is functional, the light is great, and the retro 70's charm is very much intentional. The entry level opens to a spacious living room that flows into the kitchen, complete with a double oven tower and a window overlooking the patio — a little inspiration for the update ahead. Step down to the split-level family room with vaulted wood ceilings, a corner fireplace, and those signature retro railings. Also on this level: a bedroom, an updated bath with tiled shower, and a dedicated laundry area. Upstairs, two spacious bedrooms share a Jack-and-Jill bath. New carpet, fresh paint, and tile flooring mean the heavy lifting is done — just bring your vision to the kitchen and enjoy the vibe. Out back, a private brick patio gives you room to entertain without the neighbors in your business. A two-car carport with generous storage and direct entry into the home rounds out the package nicely.Pacific Bluff HOA brings the resort life: Olympic-sized lap pool, kiddie pool, pickleball and basketball courts, playground, clubhouse with game room, full gym, and more. Ideally located with easy access to the 805 and 5, and just a short drive to the coast, downtown, and La Jolla. *HOA includes the assessment for required upgrades.

Mortgage Calculator

Est. Monthly Payment

$5,947

Principal & Interest$4,020
Property Tax$795
Insurance$232
HOA$900
%($159,000)
%

Location

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Investment Score

30C
Est. Monthly Rent
$4,399
Monthly Cashflow

Rent − PITIA

$-1,548
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,222

Mortgage (P+I)
$4,020
Cap Rate
1.20%
Cash-on-Cash
-24.32%
DSCR

Need ≥ 1.25 for DSCR loan

0.74
Break-even Rent
$8,584

NOI (Annual)
$9,573
Price-to-Rent

Lower = better for investors

15.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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