3653 Caminito Cielo
1 / 20

3653 Caminito Cielo

D

Carmel Valley, CA 92130

$1,099,000

Soft Appraisal Value: $1,066,600 · 3.0% above estimate

Beds

2

Baths

2.5

Sqft

1,178

Year Built

1987

Days on Market

9

Property Type

Townhouse

HOA/mo

$515

MLS ID

NDP2605170

This property is in Carmel Valley (92130). View neighborhood stats →

Virtual Tour

About This Property

Welcome to this inviting Sunstream Complex townhouse, filled with natural light and dramatic ceilings. A cozy breakfast nook adds warmth and charm to the kitchen. This 2-bedroom, 2.5-bath home features new luxury vinyl flooring in the living and dining areas, ceramic tile, slate flooring in the upstairs primary bath, and upgraded carpet throughout. Dual-pane sliding doors fill the bright living and dining spaces with light and open to a private back patio, ideal for relaxing or entertaining. The kitchen includes granite countertops, stainless-steel premium Bosch refrigerator, Cooktop, Gas Oven, and Dishwasher. Located in the heart of the complex, the home offers a quiet location. Residents enjoy resort-style amenities, including two pools, two hot tubs, a sauna, two tennis courts, a fitness room with new equipment, BBQ areas, green park-like spaces, and ample guest parking. Additional features of the unit include new double-pane windows, new attic energy efficient insulation and upgraded central air conditioning for year-round comfort. The attached two-car garage has an EV charging port, a tankless water heater, and Bosch washer and dryer. Water is included in the HOA fees. The home is ideally located near parks, grocery stores, restaurants, hiking trails, beaches, and major freeways. Top-rated elementary and middle schools, shopping and restaurants are within walking distance, and highly rated high schools are just a short drive away. This move-in-ready home offers an exceptional blend of comfort, convenience, and location.

Mortgage Calculator

Est. Monthly Payment

$7,492

Principal & Interest$5,557
Property Tax$1,099
Insurance$321
HOA$515
%($219,800)
%

Location

Loading map...

Investment Score

4D
Est. Monthly Rent
$4,228
Monthly Cashflow

Rent − PITIA

$-3,264
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,152

Mortgage (P+I)
$5,557
Cap Rate
0.44%
Cash-on-Cash
-28.13%
DSCR

Need ≥ 1.25 for DSCR loan

0.56
Break-even Rent
$10,919

NOI (Annual)
$4,857
Price-to-Rent

Lower = better for investors

21.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator