3635 Luna
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3635 Luna

D

San Diego, CA 92117

$1,220,000
NEW — 4d

Soft Appraisal Value: $1,188,700 · 2.6% above estimate

Beds

3

Baths

2

Sqft

1,344

Year Built

1985

Days on Market

4

Property Type

Single Family

HOA/mo

N/A

MLS ID

260013481SD

This property is in San Diego (92117). View neighborhood stats →

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About This Property

Coastal Air & Contemporary Flair: Clairemont’s Finest Hidden Gem. Experience the perfect blend of coastal living and modern luxury in this highly coveted neighborhood. This stunning, spacious home welcomes you with open-concept living, flooded with natural light, perfect for effortless daily living and grand-scale entertaining. Step into your private backyard oasis, where a sparkling pool sits under mature palm trees, creating a serene, resort-like escape. Catch the cool, refreshing ocean breeze every evening while enjoying the massive financial advantage of fully owned solar. (You get paid by SDGE). Less than 10 min to la jolla shores and 5 min to 5/805. Enjoy new floors and updated bathrooms. Located just minutes from the area's best dining and vibrant restaurant scene, this property offers unmatched convenience alongside premium coastal comfort.

Mortgage Calculator

Est. Monthly Payment

$7,745

Principal & Interest$6,169
Property Tax$1,220
Insurance$356
%($244,000)
%

Location

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Investment Score

8D
Est. Monthly Rent
$4,478
Monthly Cashflow

Rent − PITIA

$-3,267
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,314

Mortgage (P+I)
$6,169
Cap Rate
0.84%
Cash-on-Cash
-26.13%
DSCR

Need ≥ 1.25 for DSCR loan

0.58
Break-even Rent
$11,379

NOI (Annual)
$10,265
Price-to-Rent

Lower = better for investors

22.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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