3529 Santa Maria
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3529 Santa Maria

B

Oceanside, CA 92056

$649,000
NEW — 5d

Soft Appraisal Value: $642,300 · 1.0% above estimate

Beds

2

Baths

2

Sqft

1,127

Year Built

1973

Days on Market

5

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2605292

This property is in Oceanside (92056). View neighborhood stats →

About This Property

Corner lot home offers RV parking, 2 driveways,2 bedrooms,2 baths, fireplace, and solar panels paid off, plenty of storage, recessed windows, air conditioning with a large storage shed, HOA IS voluntary, built-in gas appliances, and the home has its own laundry room. Home needs some TLC. Close to shopping, restaurants, and the beach.

Mortgage Calculator

Est. Monthly Payment

$4,120

Principal & Interest$3,282
Property Tax$649
Insurance$189
%($129,800)
%

Location

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Investment Score

46B
Est. Monthly Rent
$3,006
Monthly Cashflow

Rent − PITIA

$-1,114
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,346

Mortgage (P+I)
$3,282
Cap Rate
1.73%
Cash-on-Cash
-21.69%
DSCR

Need ≥ 1.25 for DSCR loan

0.73
Break-even Rent
$6,053

NOI (Annual)
$11,229
Price-to-Rent

Lower = better for investors

18.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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