3120 Curtis
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3120 Curtis

D

San Diego, CA 92106

$1,749,000
NEW — 4d

Soft Appraisal Value: $1,696,500 · 3.1% above estimate

Beds

3

Baths

2

Sqft

1,585

Year Built

1927

Days on Market

4

Property Type

Single Family

HOA/mo

N/A

MLS ID

PTP2604266

This property is in San Diego (92106). View neighborhood stats →

Virtual Tour

About This Property

Welcome to this beautifully renovated single level Spanish home nestled in the highly desired area of Loma Portal. This charming residence offers the perfect blend of convenience and timeless character. Step inside to a stunning living room featuring soaraing ceilings, rich hardwood floors, a cozy fireplace, and a large oval glass window that fills the space with natural light. The beautifully updated kitchen is sure to be the heart of the home, featuring abundant cabinetry, quality finishes and a spacious peninsula. Adjacent to the kitchen, the cozy breakfast room offers a sunny spot to enjoy your morning coffee or cassual meals. The flexible floor plan includdes three comfortable bedrooms, highlighted by a private primary suite with its own ensuite bath. A separate dining room offers additional versatillity and could easily serve as a fourth bedroom, home office, or den, as it already includes a closet. Throughout the hiome custom arches add architectural charm and showcase the charcter that makes Spanish homes so special.

Mortgage Calculator

Est. Monthly Payment

$11,103

Principal & Interest$8,844
Property Tax$1,749
Insurance$510
%($349,800)
%

Location

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Investment Score

5D
Est. Monthly Rent
$5,700
Monthly Cashflow

Rent − PITIA

$-5,403
Full Cashflow

Incl. vacancy, PM, maint, capex

$-8,171

Mortgage (P+I)
$8,844
Cap Rate
0.46%
Cash-on-Cash
-28.03%
DSCR

Need ≥ 1.25 for DSCR loan

0.51
Break-even Rent
$16,312

NOI (Annual)
$8,070
Price-to-Rent

Lower = better for investors

25.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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