3025 Chicago
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3025 Chicago

D

San Diego, CA 92117

$3,100,000
NEW — 3d

Soft Appraisal Value: $2,976,700 · 4.1% above estimate

Beds

5

Baths

3

Sqft

4,212

Year Built

1981

Days on Market

3

Property Type

Single Family

HOA/mo

N/A

MLS ID

260013668SD

This property is in San Diego (92117). View neighborhood stats →

About This Property

Perched on the Bay Park hillside, this 4,212 sq ft residence captures sweeping views from Mission Bay to the open ocean, the city skyline, and the lights after dark, visible from the main living spaces, the primary suite, and the backyard alike. The grounds are built for San Diego living: a pool and spa fed by a cascading waterfall, a fire pit, and a generous lawn for entertaining, all framed by mature fruit trees and lush bamboo. The spa is the perfect seat for sunset and summer fireworks over the bay. Inside, the home has been updated throughout with quality finishes. The remodeled kitchen features rich wood cabinetry and striking Blue Pearl granite, opening to a fireplace-warmed family room, with a formal dining room, oversized rooms, and dual-pane windows completing the main level. The expansive primary suite is oriented to the water and city views. As a fully set-up smart home, the property comes equipped with integrated smart features throughout and is wired with CAT 6 high-speed internet. Four spacious bedrooms each include walk-in closets, and a dedicated office converts easily to a fifth. The lower-level Jr. ADU, with private entrance, kitchen, and bath, offers flexible space for a home gym, guests, extended family, or rental income. Set in one of San Diego's most central coastal neighborhoods, you're minutes from Mission Bay, Tecolote Canyon, and the Morena District's shops and breweries, with quick access to Pacific Beach, Old Town, downtown, and the airport.

Mortgage Calculator

Est. Monthly Payment

$19,679

Principal & Interest$15,675
Property Tax$3,100
Insurance$904
%($620,000)
%

Location

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Comparable Properties

3 comps found

This Property

$7,726

vs

Comp Average

$6,905

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

0D
Est. Monthly Rent
$7,726
Monthly Cashflow

Rent − PITIA

$-11,953
Full Cashflow

Incl. vacancy, PM, maint, capex

$-16,314

Mortgage (P+I)
$15,675
Cap Rate
-0.25%
Cash-on-Cash
-31.57%
DSCR

Need ≥ 1.25 for DSCR loan

0.39
Break-even Rent
$28,912

NOI (Annual)
$-7,660
Price-to-Rent

Lower = better for investors

33.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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