
3020 Cowley Way #104
CSan Diego, CA 92117
Soft Appraisal Value: $493,000 · 4.9% below estimate
Beds
1
Baths
1
Sqft
607
Year Built
1986
Days on Market
2
Property Type
Condo
HOA/mo
$445
MLS ID
260012215SD
This property is in San Diego (92117). View neighborhood stats →
About This Property
Value-priced opportunity *** 3/2/1 buy down available***The Heights at Bay Park, located along the community’s quiet garden area with a peaceful, tucked-away feel. This fully renovated residence offers an open-concept layout designed for easy everyday living, with brand-new appliances, new flooring, updated finishes, and thoughtful attention to detail throughout. The kitchen opens naturally to the living and dining areas, creating a bright, comfortable space for relaxing, entertaining, or working from home. Fresh interior finishes give the home a clean, modern feel, while the garden-side location adds a sense of privacy and calm within the community. The Heights at Bay Park offers a quaint pool, low HOA dues, and a convenient central San Diego location close to shopping, dining, neighborhood services, the local library, public transportation options, Mission Bay, beaches, downtown, and major commuter routes. Enjoy quick access to everything San Diego has to offer while coming home to a quieter residential setting. Seller is offering a 3-2-1 interest rate buydown opportunity through Seller’s preferred lender for qualified buyers, subject to lender approval, underwriting guidelines, loan program requirements, and final terms. Not all buyers or loan programs may qualify. Buyer to verify eligibility, costs, and program details directly with Seller’s preferred lender. A great opportunity for buyers seeking a renovated home, central location, and value pricing in Bay Park.
Mortgage Calculator
Est. Monthly Payment
$3,422
Location
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Comparable Properties
5 comps foundThis Property
$2,298
Comp Average
$2,245
4060 Huerfano Avenue
1bd / 1ba · 613 sqft · Condo
$400K
Est. $2,220/mo
4060 Huerfano Avenue
1bd / 1ba · 613 sqft · Condo
$397K
Est. $2,251/mo
4060 Huerfano
1bd / 1ba · 613 sqft · Condo
$399K
Est. $2,251/mo
4060 Huerfano Avenue
1bd / 1ba · 613 sqft · Condo
$400K
Est. $2,251/mo
4060 Huerfano Ave
1bd / 1ba · 613 sqft · Condo
$409K
Est. $2,251/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
Rent − PITIA
Incl. vacancy, PM, maint, capex
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Defaults: 20% down, 6.5% rate, 30yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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