2865 Rancho Rio Chico
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2865 Rancho Rio Chico

D

Carlsbad, CA 92009

$1,797,000
NEW — 5d

Soft Appraisal Value: $1,759,100 · 2.2% above estimate

Beds

5

Baths

3

Sqft

2,769

Year Built

2000

Days on Market

5

Property Type

Single Family

HOA/mo

$119

MLS ID

NDP2605300

This property is in Carlsbad (92009). View neighborhood stats →

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About This Property

Elegant original Benecia model home with a versatile floor plan in the desirable Rancho Carrillo community of Carlsbad. This beautifully upgraded 5-bedroom, 3-bath residence offers approximately 2,769 square feet of elegant living space, thoughtfully designed for both comfortable living and effortless entertaining. The home features hardwood flooring, new carpeting, leaded glass windows, crown molding, custom paint, and abundant natural light throughout. The gourmet kitchen showcases granite countertops, a center island, double ovens, stainless steel appliances, a custom backsplash, and a sunny breakfast nook, all opening to the spacious family room with a granite fireplace, built-in entertainment center, and surround sound speakers. A downstairs bedroom currently serves as a custom executive office with built-ins, while the spacious upstairs bonus room offers a flexibility and can easily function as an additional bedroom, media room, playroom, library room or exercise room. The primary suite offers a custom walk-in closet plus a hidden bonus closet/storage room, and a beautifully appointed bath with dual vanities, a soaking tub, and a separate shower. Step outside to your private backyard retreat, complete with lovely views, mature landscaping and inviting outdoor living spaces perfect for year-round entertaining. Additional highlights include a solar system, dual-zone heating and air conditioning, a security system, recessed lighting, and 3-car garage with granite-look epoxy flooring and abundant storage. Ideally located near top-rated schools, scenic trails, shopping, dining, beaches, and local airport. Residents enjoy exclusive access to the Rancho Carrillo Center, featuring a heated pool, spa, clubhouse, BBQ areas, and year-round resort-style amenities, along with the historic Leo Carrillo Ranch Historic Park.

Mortgage Calculator

Est. Monthly Payment

$11,527

Principal & Interest$9,087
Property Tax$1,797
Insurance$524
HOA$119
%($359,400)
%

Location

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Investment Score

2D
Est. Monthly Rent
$5,567
Monthly Cashflow

Rent − PITIA

$-5,960
Full Cashflow

Incl. vacancy, PM, maint, capex

$-8,738

Mortgage (P+I)
$9,087
Cap Rate
0.23%
Cash-on-Cash
-29.17%
DSCR

Need ≥ 1.25 for DSCR loan

0.48
Break-even Rent
$16,914

NOI (Annual)
$4,189
Price-to-Rent

Lower = better for investors

26.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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