2055 Front Street
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2055 Front Street #4

B

San Diego, CA 92101

$449,000
NEW — 1d

Soft Appraisal Value: $433,300 · 3.6% above estimate

Beds

1

Baths

1

Sqft

636

Year Built

1975

Days on Market

1

Property Type

Condo

HOA/mo

$435

MLS ID

260013781SD

This property is in San Diego (92101). View neighborhood stats →

About This Property

Move-in-ready condo in the heart of Bankers Hill! Ideally located just minutes from Little Italy, Downtown San Diego, Balboa Park, Waterfront Park, and San Diego International Airport. This bright and inviting residence features updated vinyl plank flooring throughout, recessed lighting, fresh neutral finishes, a remodeled bathroom, and a functional kitchen with ample cabinet and counter space. Enjoy a private balcony, one secure parking space in a gated garage, and a low HOA fee of just $435/month. An excellent opportunity for first-time buyers, investors, or anyone seeking a low-maintenance lifestyle in one of San Diego's most walkable and desirable neighborhoods.

Mortgage Calculator

Est. Monthly Payment

$3,285

Principal & Interest$2,270
Property Tax$449
Insurance$131
HOA$435
%($89,800)
%

Location

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Investment Score

46B
Est. Monthly Rent
$2,454
Monthly Cashflow

Rent − PITIA

$-831
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,770

Mortgage (P+I)
$2,270
Cap Rate
1.34%
Cash-on-Cash
-23.65%
DSCR

Need ≥ 1.25 for DSCR loan

0.75
Break-even Rent
$4,753

NOI (Annual)
$6,005
Price-to-Rent

Lower = better for investors

15.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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