1830 Lucerne Circle
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1830 Lucerne Circle

D

San Marcos, CA 92078

$1,200,000
NEW — 3d

Beds

3

Baths

2

Sqft

1,266

Year Built

1984

Days on Market

3

Property Type

Single Family

HOA/mo

N/A

MLS ID

260013516SD

This property is in San Marcos (92078). View neighborhood stats →

About This Property

Set on a quiet cul-de-sac in desirable West San Marcos, this single-level ranch home offers an exceptionally rare combination: a true farmstead lifestyle paired with sweeping, unobstructed ocean views. Situated on just under a half acre, the fully fenced property feels worlds away from the hustle of everyday life, yet remains just minutes from North County's beaches, dining, and amenities. The grounds have been thoughtfully designed for a more connected way of living. Expansive yard space, a large chicken coop with fresh eggs daily, irrigated garden beds for growing your own produce, and more than 20 fruit & nut tree varietals. Inside, the 1,266-square-foot home offers 3 bedrooms and 2 bathrooms, with soaring ceilings, abundant natural light, warm Saltillo tile flooring, and an inviting layout that feels both comfortable and timeless. The outdoor living experience is what truly sets this property apart. A massive Western Red Cedar pergola spans the entire patio, creating an extraordinary space for entertaining, outdoor dining, or simply unwinding while taking in panoramic westerly views and spectacular sunsets. Gather around the fire pit, harvest produce and host unforgettable dinners beneath the pergola, pick fresh fruit for breakfast, and enjoy a lifestyle that feels more like a private coastal ranch than a traditional suburban home. The home also features a detached air-conditioned studio/office, perfect for for remote work. Live a simpler, more connected lifestyle surrounded by open space, homegrown abundance, and panoramic ocean views—all just minutes from the coast.

Mortgage Calculator

Est. Monthly Payment

$7,618

Principal & Interest$6,068
Property Tax$1,200
Insurance$350
%($240,000)
%

Location

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Investment Score

7D
Est. Monthly Rent
$4,200
Monthly Cashflow

Rent − PITIA

$-3,418
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,384

Mortgage (P+I)
$6,068
Cap Rate
0.68%
Cash-on-Cash
-26.92%
DSCR

Need ≥ 1.25 for DSCR loan

0.55
Break-even Rent
$11,192

NOI (Annual)
$8,208
Price-to-Rent

Lower = better for investors

23.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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