16644 Roca Dr.
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16644 Roca Dr.

D

Rancho Bernardo, CA 92128

$699,999
NEW — 3d

Beds

2

Baths

2

Sqft

1,358

Year Built

1970

Days on Market

3

Property Type

Condo

HOA/mo

$680

MLS ID

260013542SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

About This Property

Move in ready! Owner has moved on and home is ready to be reloved. It has been meticulously cared for. Laundry room is inside, and W/D convey. A/C and water heater, and all kitchen appliances, too. Second bedroom used as an office, with built in desk from wall to wall, file drawers, cabinets, and desk space. Dual pane windows and Plantation shutters admit lots of light. Enclosed sun room ideal for reading, crafts, puzzles, and just gazing out at the common area outside with fruit trees, flowers, and distant hills. All dimensions are estimates.

Mortgage Calculator

Est. Monthly Payment

$5,124

Principal & Interest$3,540
Property Tax$700
Insurance$204
HOA$680
%($140,000)
%

Location

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Investment Score

14D
Est. Monthly Rent
$2,747
Monthly Cashflow

Rent − PITIA

$-2,377
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,592

Mortgage (P+I)
$3,540
Cap Rate
-0.09%
Cash-on-Cash
-30.79%
DSCR

Need ≥ 1.25 for DSCR loan

0.54
Break-even Rent
$7,412

NOI (Annual)
$-626
Price-to-Rent

Lower = better for investors

21.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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