16640 San Salvador Road
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16640 San Salvador Road

D

Rancho Bernardo, CA 92128

$969,000
NEW — 1d

Soft Appraisal Value: $948,100 · 2.2% above estimate

Beds

3

Baths

2

Sqft

1,726

Year Built

1968

Days on Market

1

Property Type

Single Family

HOA/mo

$615

MLS ID

260012526SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

About This Property

Beautifully presented single-story home in the desirable Seven Oaks 55+ community of Rancho Bernardo. This 3-bed, 2-bath home offers 1,726 sq. ft. on an 8,000 sq. ft. lot with excellent curb appeal, low-maintenance landscaping, and a spacious stamped-concrete driveway. Inside, enjoy bright living spaces, updated flooring, new plumbing, neutral finishes, recessed lighting, a brick fireplace, and a functional kitchen with abundant cabinetry, double ovens, and a casual breakfast area. The primary suite features an updated bath with tiled tub/shower. The guest bath features a walk in tiled shower with a frameless glass enclosure. The backyard offers a covered patio, garden areas, multiple seating spaces, and mountain views, creating an open and scenic outdoor feel. Attached 2-car garage and a clean, move-in-ready presentation in a convenient Rancho Bernardo location. Welcome to 16640 San Salvador Rd, a beautifully presented single-story home in the desirable Seven Oaks 55+ community of Rancho Bernardo. This 3-bedroom, 2-bath home offers 1,726 sq. ft. of comfortable living space on an 8,000 sq. ft. lot with excellent curb appeal, low-maintenance landscaping, and a spacious stamped-concrete driveway. Inside, the home feels bright, clean, and move-in ready with updated flooring, fresh neutral tones, recessed lighting, and inviting living and dining areas. The living room opens to the backyard and features a charming brick fireplace, large windows, and a welcoming indoor-outdoor flow. The kitchen offers abundant cabinetry, generous counter space, double ovens, and a casual breakfast area. The bedrooms are well-sized, including a comfortable primary suite with an updated bathroom and tiled tub/shower. The guest bath offers a tiled walk in shower with frameless glass enclosure. Step outside to a covered patio, garden areas, and multiple seating spaces designed for relaxing or entertaining. New waste and water pipes. Views of the surrounding neighborhood and mountains, giving the backyard an open, scenic feel while still maintaining privacy. Additional highlights include an attached 2-car garage, mature landscaping, and access to the lifestyle amenities of Seven Oaks. A clean, well-cared-for home in a convenient Rancho Bernardo location.

Mortgage Calculator

Est. Monthly Payment

$6,766

Principal & Interest$4,900
Property Tax$969
Insurance$283
HOA$615
%($193,800)
%

Location

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Investment Score

14D
Est. Monthly Rent
$4,220
Monthly Cashflow

Rent − PITIA

$-2,547
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,325

Mortgage (P+I)
$4,900
Cap Rate
0.71%
Cash-on-Cash
-26.78%
DSCR

Need ≥ 1.25 for DSCR loan

0.62
Break-even Rent
$9,837

NOI (Annual)
$6,899
Price-to-Rent

Lower = better for investors

19.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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