16396 Avenida Suavidad
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16396 Avenida Suavidad #7

D

Rancho Bernardo, CA 92128

$1,800,000
NEW — 4d

Soft Appraisal Value: $1,737,700 · 3.6% above estimate

Beds

3

Baths

3.5

Sqft

2,695

Year Built

1982

Days on Market

4

Property Type

Single Family

HOA/mo

$98

MLS ID

260013455SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

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About This Property

Welcome to the good life in Rancho Bernardo where stunning design meets everyday comfort. From the moment you step inside, this home makes an unforgettable impression. Thoughtfully remodeled with designer finishes, the details showcase the sweeping views and effortless flow of indoor/outdoor living. Two full Panoramic Doors, one off the family room and another from the versatile office/den/workout room, create seamless transitions to the outdoors, filling the home with natural light and fresh breezes. The open-concept layout is turnkey and sophisticated, ready to impress even the most discerning buyers. The main level offers the convenience of both primary and secondary ensuite bedrooms, along with a chef’s kitchen designed to delight—oversized, elegant, and built for both entertaining and everyday ease. Upstairs, discover another bedroom and bath plus a flexible loft space perfect for an office, game room, fitness studio, or creative retreat. The backyard is a private haven with fruit trees, herb plantings, synthetic turf, and room for a pool. Low maintenance, high enjoyment—a perfect setting for gatherings with friends and family. Practical perks include low HOA fees, no Mello-Roos, and top-rated Poway Unified schools. Residents also enjoy access to the Bernardo Heights Community Center with resort-style amenities: fitness center, two pools, jacuzzi, tennis and pickleball courts, basketball hoops, BBQs, billiards, and more. This is not simply a home—it’s a sanctuary you’ll be excited to come back to (assuming you ever leave). Come live the good life! Current owner has done the following improvements since 2021: 1)New Roof 2)House Painted Inside and Out, Back Wall Painted 3)New Front Doors 4)French doors into the "Reading Room" 5)New Refrigerator, Washer and Dryer 6)Epoxy Garage Floor 7)Attic Ladder 8)Water Softener 9)Pressure Reducing Valve at the Curb 10)Automatic Water Monitoring Shut Off Valve 11) Garden Beds, All Rose Bushes 12)All Citrus and Olive Trees 13)Pomegranate Tree 14)Passion Fruit Vine 15) Google Smart Home system with: Lights/Camera Above Garage, Smart Doorbell, Backyard Camera 16) New HVAC (5/26).

Mortgage Calculator

Est. Monthly Payment

$11,525

Principal & Interest$9,102
Property Tax$1,800
Insurance$525
HOA$98
%($360,000)
%

Location

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Investment Score

5D
Est. Monthly Rent
$6,019
Monthly Cashflow

Rent − PITIA

$-5,506
Full Cashflow

Incl. vacancy, PM, maint, capex

$-8,390

Mortgage (P+I)
$9,102
Cap Rate
0.47%
Cash-on-Cash
-27.97%
DSCR

Need ≥ 1.25 for DSCR loan

0.52
Break-even Rent
$16,915

NOI (Annual)
$8,540
Price-to-Rent

Lower = better for investors

24.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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