1403 Fern St
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1403 Fern St

D

San Diego, CA 92102

$1,349,000
NEW — 4d

Soft Appraisal Value: $1,334,800 · 1.1% above estimate

Beds

3

Baths

2

Sqft

1,142

Year Built

1911

Days on Market

4

Property Type

Single Family

HOA/mo

N/A

MLS ID

260013465SD

This property is in San Diego (92102). View neighborhood stats →

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About This Property

Thoughtfully reimagined in the heart of South Park, this design-forward residence blends timeless character with elevated modern living. Natural light fills the open living spaces, highlighting warm organic finishes, curated details, and a seamless indoor-outdoor flow. The beautifully updated kitchen features custom cabinetry, quartz countertops, stainless appliances, and a layout designed for everyday living and entertaining. Designer-selected materials, and thoughtful updates throughout create a calm, refined atmosphere that feels both stylish and inviting. Outside, private outdoor spaces, decomposed granite pathways, and drought-tolerant landscaping extend the home’s warm natural feeling. Located moments from South Park’s popular cafés, restaurants, boutiques, and parks, this is a rare opportunity to own a thoughtless designed home in one of San Diego’s most sought-after neighborhoods.

Mortgage Calculator

Est. Monthly Payment

$8,564

Principal & Interest$6,821
Property Tax$1,349
Insurance$393
%($269,800)
%

Location

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Investment Score

6D
Est. Monthly Rent
$4,603
Monthly Cashflow

Rent − PITIA

$-3,960
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,143

Mortgage (P+I)
$6,821
Cap Rate
0.60%
Cash-on-Cash
-27.32%
DSCR

Need ≥ 1.25 for DSCR loan

0.54
Break-even Rent
$12,581

NOI (Annual)
$8,138
Price-to-Rent

Lower = better for investors

24.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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