12930 Salmon River Road
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12930 Salmon River Road

D

Rancho Peñasquitos, CA 92129

$1,460,000
NEW — 4d

Soft Appraisal Value: $1,428,500 · 2.2% above estimate

Beds

5

Baths

3

Sqft

2,506

Year Built

1987

Days on Market

4

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2605331

This property is in Rancho Peñasquitos (92129). View neighborhood stats →

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About This Property

Welcome to 12930 Salmon River Rd., a lovely home in the highly sought-after Rancho Peñasquitos community, located within the acclaimed Poway Unified School District. Recent improvements provide peace of mind and modern appeal, including a newly painted exterior and a re-roof completed in October 2024. In May 2026, the home received fresh interior paint, new carpet on the staircase, and updated plumbing and lighting fixtures throughout. The outdoor spaces have also been enhanced with new cedar fencing and gates installed along all three sides of the yard in 2025, creating an attractive and private setting. Designed with flexibility in mind, the home features a bedroom and full bathroom on the first floor—an ideal setup for multigenerational living, long-term guests, or a private home office. Living in Rancho Peñasquitos offers the perfect blend of suburban tranquility and everyday convenience. Residents enjoy access to miles of scenic hiking and biking trails, beautiful parks, highly rated schools, and a strong sense of community. The neighborhood's central location provides easy access to major employment centers, shopping, dining, and San Diego's world-famous beaches, making it one of the most desirable places to call home.

Mortgage Calculator

Est. Monthly Payment

$9,268

Principal & Interest$7,383
Property Tax$1,460
Insurance$426
%($292,000)
%

Location

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Investment Score

9D
Est. Monthly Rent
$5,384
Monthly Cashflow

Rent − PITIA

$-3,885
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,340

Mortgage (P+I)
$7,383
Cap Rate
0.86%
Cash-on-Cash
-26.05%
DSCR

Need ≥ 1.25 for DSCR loan

0.58
Break-even Rent
$13,617

NOI (Annual)
$12,516
Price-to-Rent

Lower = better for investors

22.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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