12876 Circulo Dardo
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12876 Circulo Dardo

D

Rancho Bernardo, CA 92128

$998,500
NEW — 4d

Soft Appraisal Value: $974,600 · 2.5% above estimate

Beds

3

Baths

2

Sqft

1,565

Year Built

1979

Days on Market

4

Property Type

Single Family

HOA/mo

$418

MLS ID

PTP2604245

This property is in Rancho Bernardo (92128). View neighborhood stats →

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About This Property

Beautiful single-story home located in the highly sought-after 55+ Oaks North community of Rancho Bernardo. Tucked away on a quiet cul-de-sac with a private park, this meticulously cared-for residence reflects true pride of ownership. Significant upgrades have already been completed, including a new roof, HVAC system, dual-pane windows, pavers, appliances, custom garage storage, solar and more! Residents enjoy access to the Oaks North Community Center with its swimming pool, tennis courts, and pickleball. An exceptional opportunity to enjoy comfortable living in a vibrant and welcoming neighborhood.

Mortgage Calculator

Est. Monthly Payment

$6,757

Principal & Interest$5,049
Property Tax$999
Insurance$291
HOA$418
%($199,700)
%

Location

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Investment Score

17D
Est. Monthly Rent
$4,308
Monthly Cashflow

Rent − PITIA

$-2,448
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,271

Mortgage (P+I)
$5,049
Cap Rate
0.93%
Cash-on-Cash
-25.67%
DSCR

Need ≥ 1.25 for DSCR loan

0.64
Break-even Rent
$9,855

NOI (Annual)
$9,331
Price-to-Rent

Lower = better for investors

19.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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