1228 Calle Ultimo
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1228 Calle Ultimo

D

Oceanside, CA 92056

$950,000
NEW — 2d

Soft Appraisal Value: $938,800 · 1.2% above estimate

Beds

4

Baths

2.5

Sqft

2,059

Year Built

1993

Days on Market

2

Property Type

Single Family

HOA/mo

$240

MLS ID

260013708SD

This property is in Oceanside (92056). View neighborhood stats →

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About This Property

Nestled on a desirable corner lot in the sought-after Rancho Del Oro community of Oceanside, this beautifully maintained two-story home offers exceptional curb appeal and a spacious, functional layout. The grand living area features soaring vaulted ceilings, expansive windows, and warm wood-style flooring that create a bright and welcoming atmosphere. The kitchen includes ample cabinetry, generous counter space, and a sunny breakfast nook overlooking the backyard, perfect for everyday living and casual dining. The spacious primary suite offers a relaxing retreat with dual vanities, a soaking tub, separate glass-enclosed shower, and abundant natural light. Outside, the corner location enhances privacy while providing a beautifully landscaped setting with mature palm trees and attractive curb appeal. Conveniently located near top-rated schools, parks, shopping, dining, and major commuter routes, this home combines comfort, functionality, and an ideal Oceanside lifestyle in one of North County's most desirable neighborhoods.

Mortgage Calculator

Est. Monthly Payment

$6,271

Principal & Interest$4,804
Property Tax$950
Insurance$277
HOA$240
%($190,000)
%

Location

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Investment Score

24D
Est. Monthly Rent
$4,174
Monthly Cashflow

Rent − PITIA

$-2,097
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,848

Mortgage (P+I)
$4,804
Cap Rate
1.21%
Cash-on-Cash
-24.31%
DSCR

Need ≥ 1.25 for DSCR loan

0.67
Break-even Rent
$9,172

NOI (Annual)
$11,464
Price-to-Rent

Lower = better for investors

19.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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