12271 Fernando Court
1 / 20

12271 Fernando Court

D

Rancho Bernardo, CA 92128

$1,550,000

Soft Appraisal Value: $1,505,500 · 3.0% above estimate

Beds

4

Baths

2

Sqft

1,946

Year Built

1978

Days on Market

8

Property Type

Single Family

HOA/mo

$756

MLS ID

SC26107547

This property is in Rancho Bernardo (92128). View neighborhood stats →

Virtual Tour

About This Property

Welcome to 12271 Fernando Ct, a beautiful single story home with panoramic views in a prime cul de sac location in Rancho Bernardo. Featuring 4 bedrooms, 2 bathrooms, approximately 1,946 square feet, and situated on a third of an acre, this home offers space, comfort, and scenic living.The bright interior features remodeled bathrooms, brand new windows and sliding glass door, and an updated kitchen with newer countertops, ovens, cooktop, designer hood vent, and sink. Additional upgrades include owned solar with 32 panels, tile flooring throughout, updated lighting, ceiling fans, mirrored wardrobes, and central A/C.Recent landscaping improvements enhance the curb appeal and outdoor living spaces. Property qualifies for access to the Rancho Bernardo Swim and Tennis Club featuring an Olympic size pool, tennis courts, playground, and more. Conveniently located near shopping, dining, parks, golf, and top rated schools.

Mortgage Calculator

Est. Monthly Payment

$10,596

Principal & Interest$7,838
Property Tax$1,550
Insurance$452
HOA$756
%($310,000)
%

Location

Loading map...

Investment Score

0D
Est. Monthly Rent
$4,418
Monthly Cashflow

Rent − PITIA

$-6,178
Full Cashflow

Incl. vacancy, PM, maint, capex

$-8,485

Mortgage (P+I)
$7,838
Cap Rate
-0.50%
Cash-on-Cash
-32.85%
DSCR

Need ≥ 1.25 for DSCR loan

0.42
Break-even Rent
$15,438

NOI (Annual)
$-7,774
Price-to-Rent

Lower = better for investors

29.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator