1185 Via Lucero
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1185 Via Lucero

C

Oceanside, CA 92056

$740,000
NEW — 3d

Soft Appraisal Value: $736,000 · 0.5% above estimate

Beds

3

Baths

2.5

Sqft

1,600

Year Built

2021

Days on Market

3

Property Type

Townhouse

HOA/mo

$440

MLS ID

NDP2605385

This property is in Oceanside (92056). View neighborhood stats →

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About This Property

Huge price reduction! Welcome to 1185 Via Lucero, a beautifully maintained 3-bedroom, 2.5-bath two-story end unit townhome in the highly desired gated community of Pacific Ridge in Oceanside. Positioned as a desirable end unit with no neighbor directly in front, this light-filled condo offers the perfect blend of privacy and comfort. Step inside to a bright, freshly painted interior with new light fixtures, custom window shades, and a whole-house water filtration system. The backyard is an inviting retreat featuring artificial turf, lush succulents, and a custom patio — ideal for relaxing or entertaining with minimal upkeep. Upstairs, the primary suite is a true sanctuary, featuring an en-suite bath, walk-in closet, and a private balcony with stunning mountain views. A conveniently located laundry room comes complete with newer stainless steel washer and dryer appliances included. Additional highlights include a tankless water heater for on-demand efficiency. Pacific Ridge is a safe, well-loved community where neighbors take pride in their surroundings. Enjoy resort-style amenities including well-maintained playgrounds, a community spa, and a pool — all within a peaceful, gated setting. Plus, convenient access to nearby shopping and dining means everything you need is just minutes away. Whether you're a first-time buyer or seeking a serene coastal retreat, this home delivers on convenience, charm, and location.

Mortgage Calculator

Est. Monthly Payment

$5,138

Principal & Interest$3,742
Property Tax$740
Insurance$216
HOA$440
%($148,000)
%

Location

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Investment Score

44C
Est. Monthly Rent
$4,067
Monthly Cashflow

Rent − PITIA

$-1,071
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,623

Mortgage (P+I)
$3,742
Cap Rate
1.81%
Cash-on-Cash
-21.27%
DSCR

Need ≥ 1.25 for DSCR loan

0.79
Break-even Rent
$7,473

NOI (Annual)
$13,427
Price-to-Rent

Lower = better for investors

15.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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