11432 Village Ridge Rd
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11432 Village Ridge Rd

D

Scripps Ranch, CA 92131

$1,298,000
NEW — 3d

Beds

3

Baths

2.5

Sqft

1,560

Year Built

1997

Days on Market

3

Property Type

Single Family

HOA/mo

$120

MLS ID

260013612SD

This property is in Scripps Ranch (92131). View neighborhood stats →

Virtual Tour

About This Property

Welcome to effortless living in the heart of Scripps Ranch! This beautifully maintained 3-bedroom, 2.5-bath home combines modern upgrades, functional living spaces and an unbeatable location to create the perfect place to call home. Step inside to an inviting open floor plan filled with natural light, featuring rich hardwood flooring, new carpet throughout, and thoughtfully designed spaces ideal for both everyday living and entertaining. The spacious living room serves as the heart of the home, showcasing a cozy fireplace framed by custom built-in shelving and storage. The well-appointed kitchen offers elegant quartz countertops and stainless steel appliances, refrigerator included. A large downstairs storage closet provides an exceptional space rarely found in homes of this size. Bedrooms include a generously sized primary suite designed as a true retreat. The open layout easily accommodates a sitting area, reading nook, or home office. The suite is enhanced by vaulted ceilings, a custom sliding barn door, dual vanities, and separate his-and-hers walk-in closets. The secondary bedrooms are connected by a convenient Jack-and-Jill bathroom. Outside, enjoy low-maintenance Southern California living with a beautifully designed backyard featuring a covered patio, turf and pavers, perfect for relaxing or entertaining year-round. The front yard mirrors the same easy care appeal with turf and decorative concrete walking- path. Additional highlights include a dedicated laundry room, owned solar, EV charging capability plus backup battery system and more..see supplement for more! Additional highlights include a dedicated laundry room with storage cabinets and washer/dryer included. Owned solar is a huge bonus with EV charging capability and a backup battery system that provides energy efficiency and peace of mind. Custom window treatments are tastefully installed throughout the home. Garage boasts a new door, storage shelves, hooks and racks to store all things fun and keep life organized! Home features a nest thermostat and 2 ring cameras for safety and reassurance. Ideally located on a quiet and friendly cul-de-sac close to everything Scripps Ranch has to offer, this home is within walking distance to top-rated schools, shopping, dining, parks, and everyday conveniences, with quick access to major freeways for an easy commute. Residents also enjoy a well-maintained community featuring beautiful common areas, a neighborhood playground, walking- paths, beautiful views and a low HOA. This exceptional home offers the perfect combination of comfort, convenience, energy efficiency, and modern style in one of San Diego's most sought-after communities. Don't miss this incredible opportunity to make Scripps Ranch home.

Mortgage Calculator

Est. Monthly Payment

$8,360

Principal & Interest$6,563
Property Tax$1,298
Insurance$379
HOA$120
%($259,600)
%

Location

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Investment Score

6D
Est. Monthly Rent
$4,543
Monthly Cashflow

Rent − PITIA

$-3,817
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,944

Mortgage (P+I)
$6,563
Cap Rate
0.57%
Cash-on-Cash
-27.48%
DSCR

Need ≥ 1.25 for DSCR loan

0.54
Break-even Rent
$12,262

NOI (Annual)
$7,433
Price-to-Rent

Lower = better for investors

23.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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