1101 Pacific
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1101 Pacific #C

D

Oceanside, CA 92054

$2,600,000

Soft Appraisal Value: $2,454,200 · 5.9% above estimate

Beds

2

Baths

2

Sqft

1,068

Year Built

1993

Days on Market

8

Property Type

Condo

HOA/mo

$500

MLS ID

SW26101794

This property is in Oceanside (92054). View neighborhood stats →

About This Property

Welcome to coastal luxury reimagined at 1101 S. Pacific Street, Unit C in Oceanside. Currently undergoing a complete high end renovation with estimated completion in November 2026, this stylish multi level residence offers approximately 1,068 SF with 2 bedrooms and 2 bathrooms, thoughtfully redesigned with sophisticated modern finishes and an open coastal contemporary feel.Featuring a ground level entry and unique two story floor plan, Unit C offers an ideal blend of architectural character and beach lifestyle living. The main living area includes the kitchen, living room, and bathroom on the first floor, while upstairs features 2 bedrooms, a full bathroom, laundry room, and walk in closet connected by a dramatic spiral staircase that adds a distinctive modern design element.Although not directly oceanfront, the residence enjoys beautiful unobstructed ocean views from the living room and both bedrooms, along with access to exceptional shared oceanfront amenities available to only 3 owners. Residents enjoy shared use of the beachfront patio featuring a hot tub, fire pit, BBQ area, and outdoor dining space overlooking the Pacific Ocean.The extensive renovation includes hardwood flooring throughout, upgraded cabinetry, premium appliances, designer tile treatments, custom lighting, gas fireplace, upgraded hardware, and fully modernized interiors and exterior improvements. Additional smart home and low voltage features enhance both convenience and ambiance.Located at the end of a quiet cul de sac, the property also includes expansive exterior lighting, security camera systems, private garage parking, and shared use of a fully furnished studio guest house/game room.Additional highlights include:• Ocean views from living room and both bedrooms• Fully renovated interior and exterior• Shared beachfront entertaining patio and amenities• Shared furnished guest studio/game room• Estimated HOA of $500/month• Private 1 car garage plus ample on street parking• No short term rentals permittedA rare opportunity to own a newly rebuilt luxury coastal residence just steps from the sand along one of North County San Diego’s most desirable oceanfront streets.*** Renderings are artist conceptual illustrations of the planned renovation and are provided for marketing purposes only. Final design details, finishes, materials, and completed improvements may differ from those shown.

Mortgage Calculator

Est. Monthly Payment

$17,005

Principal & Interest$13,147
Property Tax$2,600
Insurance$758
HOA$500
%($520,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$4,336
Monthly Cashflow

Rent − PITIA

$-12,669
Full Cashflow

Incl. vacancy, PM, maint, capex

$-15,833

Mortgage (P+I)
$13,147
Cap Rate
-1.24%
Cash-on-Cash
-36.54%
DSCR

Need ≥ 1.25 for DSCR loan

0.25
Break-even Rent
$24,898

NOI (Annual)
$-32,231
Price-to-Rent

Lower = better for investors

50.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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