1091 Duncan Ct
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1091 Duncan Ct

D

San Marcos, CA 92078

$2,050,000

Soft Appraisal Value: $1,990,200 · 3.0% above estimate

Beds

3

Baths

3.5

Sqft

3,303

Year Built

2016

Days on Market

9

Property Type

Single Family

HOA/mo

$93

MLS ID

260013025SD

This property is in San Marcos (92078). View neighborhood stats →

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About This Property

Experience a rare, single-level story masterpiece in San Elijo Hills. Built in 2016, this 3,303 sq ft premier home features over $300K in interior upgrades and over $400K in professional landscaping, blending timeless elegance with modern luxury, built for refined living and entertainment. An inviting and elegant entryway welcomes you. Soaring coffered ceiling, thick crown molding & baseboard that embrace the home. The statement flooring tiles exude warmth and character. Open floor plan for easy connection with family and friends. Slide open the expansive glass wall to extend your entertaining space to the California room and outdoors. Luxurious 3 ensuites BDRM with walk in closet, a versatile room perfect for media/hobby space, gourmet kitchen + butler kitchen, a wine nook by the dining room. Enjoy the tranquil backyard sanctuary: An impressive water feature & large steel base firepit with nature hillside as the backdrop. Chic outdoor kitchen under an aesthetic pergola build w/ steel beam and reclaimed wood offers ample bar seating, equipped with 2 infrared grill, 2 refrigerator and sink! Elevated luxurious spa retreat structure with additional bar seating, radiant heater, Marquis Spa, and wiring for sound system, only steps away from the primary suite through the glass sliding door. Other upgrades: Ambient twilight lighting, an outdoor shower with water heater, owned solar energy, a whole-house water system, EV charging outlet, plus other upgrades too long to list! Walk to a scenic hiking trail, top rated Double Peak K-8 school, close to park and local amenities. Open floor plan for easy connection with family and friends. Slide open the expansive glass wall to extend your entertaining space to the California room and outdoors. Luxurious 3 ensuites BDRM with walk in closet, a versatile room perfect for media/hobby space, gourmet kitchen + butler kitchen, a wine nook by the dining room. Enjoy the tranquil backyard sanctuary: An impressive water feature & large steel base firepit with nature hillside as the backdrop. Chic outdoor kitchen under an aesthetic pergola build w/ steel beam and reclaimed wood offers ample bar seating, equipped with 2 infrared grill, 2 refrigerator and sink! Elevated luxurious spa retreat structure with additional bar seating, radiant heater, Marquis Spa, and wiring for sound system, only steps away from the primary suite through the glass sliding door. Other upgrades: Ambient twilight lighting, an outdoor shower with water heater, owned solar energy, a whole-house water system, EV charging outlet, plus other upgrades too long to list! Walk to a scenic hiking trail, top rated Double Peak K-8 school, close to park and local amenities.

Mortgage Calculator

Est. Monthly Payment

$13,107

Principal & Interest$10,366
Property Tax$2,050
Insurance$598
HOA$93
%($410,000)
%

Location

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Investment Score

3D
Est. Monthly Rent
$6,461
Monthly Cashflow

Rent − PITIA

$-6,646
Full Cashflow

Incl. vacancy, PM, maint, capex

$-9,840

Mortgage (P+I)
$10,366
Cap Rate
0.31%
Cash-on-Cash
-28.80%
DSCR

Need ≥ 1.25 for DSCR loan

0.49
Break-even Rent
$19,241

NOI (Annual)
$6,308
Price-to-Rent

Lower = better for investors

26.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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