10717 Matinal Circle
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10717 Matinal Circle

D

4S Ranch, CA 92127

$1,139,000
NEW — 4d

Soft Appraisal Value: $1,118,900 · 1.8% above estimate

Beds

3

Baths

2.5

Sqft

1,622

Year Built

1987

Days on Market

4

Property Type

Single Family

HOA/mo

$95

MLS ID

PTP2604253

This property is in 4S Ranch (92127). View neighborhood stats →

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About This Property

Welcome to the premier Northfield/Westwood community in Rancho Bernardo. This beautifully remodeled tri-level home has been thoughtfully updated from top to bottom with high-end custom finishes, including luxury flooring, new doors, and energy-efficient windows throughout. Featuring 3 bedrooms and 2.5 bathrooms, this exceptional home is perched above a peaceful, tree-lined canyon, offering a serene and private setting. The open-concept floor plan is filled with natural light and showcases a welcoming living room with a fireplace, a spacious dining area, and a stunning custom kitchen complete with stone countertops, a ceramic tile backsplash, custom mahogany shelving, stainless steel LG appliances, and a farmhouse apron sink. All bathrooms have been tastefully remodeled. The luxurious primary suite features a spa-inspired bathroom with a custom multi-head walk-in shower, designer tile surround, dual-sink vanity with ceramic tile accents, and a large walk-in closet. The spacious primary bedroom overlooks the tranquil canyon and treetops, creating a peaceful retreat. In addition to its exceptional features, this home offers access to the award-winning Poway Unified School District and membership opportunities at the highly desirable Westwood Club, with its outstanding recreational amenities.

Mortgage Calculator

Est. Monthly Payment

$7,326

Principal & Interest$5,759
Property Tax$1,139
Insurance$332
HOA$95
%($227,800)
%

Location

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Investment Score

7D
Est. Monthly Rent
$4,117
Monthly Cashflow

Rent − PITIA

$-3,208
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,104

Mortgage (P+I)
$5,759
Cap Rate
0.69%
Cash-on-Cash
-26.89%
DSCR

Need ≥ 1.25 for DSCR loan

0.56
Break-even Rent
$10,746

NOI (Annual)
$7,859
Price-to-Rent

Lower = better for investors

23.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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